As part of the Technical Department of AXA Partners Credit & Lifestyle Protection (CLP), you will manage a team within the Actuarial Department. The Actuarial Department is a major technical reference for CLP's various stakeholders, drawing on its actuarial expertise and analytical capabilities: it provides a view of risk in a complex, international context, and provides essential support to the business teams in the decision-making process.

The Actuarial Department provides profitability information and business recommendations to CLP and AXA France executives, as well as tools and methodologies to other departments (underwriting teams, reinsurance, PMP, operations, finance) to improve their processes for CLP's profitable growth.

The department is organized into two teams, comprising:

- Pricing Assumptions, which you will supervise,
- Pricing & Forecast Models

Reporting directly to the Head of the Actuarial Department, and managing 6 people (including 2 trainees), you will be responsible for developing pricing assumptions for all countries and products (loan insurance, life protection, and Guaranteed Asset Protection), as well as all associated Life and P&C risks (death, incapacity and disability, unemployment, total loss of vehicle). You will play a key role in developing the skills of team members, and will ensure that state-of-the-art methodologies are implemented for each assumption study.

In more detail, the Pricing Assumptions team is responsible for:

- Develop pricing assumptions for all countries and coverages,
- Keep our Best Estimates up to date by regularly reviewing studies,
- Provide technical support to underwriters for specific requests,
- Provide assumptions to AXA France teams for Solvency 2 and IFRS 17 closings,
- Contribute to the understanding and questioning of Solvency 2 and IFRS 17 releases.

As head of the Pricing Assumptions team, you will:

- Assist the team in its day-to-day work, which includes:

- Actuarial studies on our portfolio experience, to derive benchmark pricing assumptions,
- Ad hoc requests from underwriting teams, to adjust assumptions on a case-by-case basis.
- Coordinate the work of the team, prioritizing underwriters' requests when necessary, while continuing to deal with medium-term structural issues,
- Participate in the internal validation process, reviewing studies carried out by other team members,
- Ensure approval of assumptions by AXA Partners Risk Management,
- Support the profitability assessment process for technical and actuarial dimensions,
- Encourage innovation, by participating in transformation and development projects requiring technical expertise,
- Provide leadership on technical methodologies to be used in hypothesis development,
- Provide assumptions to AXA France teams for Solvency 2 and IFRS 17 closures and contribute to the understanding and challenge of Solvency 2 and IFRS 17 outputs,
- Ensure the proper execution of internal controls related to the team's activities...

The Pricing Assumptions team leader interacts with Top Management, underwriting, finance and risk management managers, and supports around 40 underwriters in 3 geographical areas.

It interacts with:

- In the AXA Partners CLP technical department:

- The Actuarial Department's "Pricing & Forecast Models" team: to coordinate underwriting support and ensure strong consistency between pricing assumptions and pricing tools,
- The 3 underwriting teams located in Mexico, Helsinki, Lisbon, Madrid, Frankfurt, London and Paris: to act as a point of reference for assumption development, including specific assumption requests,
- The Data team: to exploit all available internal and external data.
- Outside AXA Partners CLP technical management:

- AXA France Risk Management: to support Solvency 2 and IFRS17 internal model calculations for CLP business.
- AXA France accounts team: to negotiate and highlight the specific characteristics of each customer to obtain the appropriate profitability levels for the business unit.
o AXA Partners training and development team: to design training materials on risks and pricing assumptions shared within AXA Partners to reinforce interdisciplinary knowledge.
- External:

- Key partners and brokers: to present actuarial studies, exchange on methodologies used and discuss data needs.**
Your Profile**
Profile required:
Education and experience
- Qualified actuary with proven experience in the insurance sector (7 years' experience or more),
- Knowledge of insurance markets, Life and/or P&C risks,
- Knowledge of pricing and valuation techniques and standards
- Programming skills in R mandatory, other languages appreciated
- Strong analytical skills and an appetite for data analysis and problem solving,
- Strong ability to adapt to a constantly changing work environment,
- Open-mindedness and curiosity, interest in new technologies.

Communication and management skills
- Fluent English required; French, Spanish, German, Italian appreciated.
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