HEAD OF PRODUCT AND PRICING

About Luko was born from a simple vision: we aim to build the most intuitive and transparent online experience, designed to empower policyholders to understand and manage their insurance. 🌐 ✨ A New Generation of Insurance: Sign up in less than 2 minutes, access an advisor in under 100 seconds, file a claim in just 5 minutes. In just 6 years, over 400,000 users have placed their trust in us. Thanks to intelligent use of technology, we’ve revolutionised home insurance online, putting customer satisfaction and operational efficiency at the heart of our approach. ⚡ In 2022, 1 in 4 home insurance contracts sold online in France was a Luko policy, and nearly half of our new customers joined us through a recommendation from a friend or family member. 🌟 February 2024: Luko joined Allianz Direct, the European digital subsidiary of the Allianz Group. Together, we aim to become the undisputed leader in direct home insurance in France. 🔄 What Does This Change?For Luko: Continuing to simplify and bring transparency to the insurance experience.For our customers: Enjoying the same high‑quality service, backed by the financial strength of the Allianz Group. And for tomorrow? Luko already offers Allianz Travel insurance, and soon… auto insurance 🚗 Job Description As the Head of Pricing and Product at Allianz Direct France, you will oversee underwriting activities and ensure alignment with Allianz Direct’s strategy and Group requirements. Reporting to the Chief Country Officer, with a matrix reporting line to the Allianz Direct CUO, you will lead a team of product, underwriting, and pricing specialists. Your mission is to underwrite profitable business in P&C Car, Home, and Travel while ensuring our products meet customer needs and remain competitive in the direct market. In particular, in the context of the M&A integration of Luko and Eurofil, you will streamline and harmonise processes, play an active role in platform integration, and deliver positive economic outcomes for both New Business and Renewal portfolios, as per targets. As part of the local leadership team, you will also contribute to the overall business development of the French branch. Key Responsibilities Product & Underwriting Responsibilities Ensure products are fit for market, considering the specificities of the French direct market. Ensure compliance with Allianz Direct and Allianz Group standards and policies. Pricing Responsibilities Turn around the Luko and Eurofil portfolios towards profitable growth, while accounting for the specificities of the French direct market. Establish, in close collaboration with Allianz Direct’s international tribes, effective and efficient pricing processes. Ensure compliance with Allianz Direct and Allianz Group standards and policies, in particular by leading the French Product and Pricing Committee. Collaboration and Leadership Build and strengthen the local Product and Pricing team by supporting training, up‑skilling, and full integration within Allianz Direct’s matrix organisation. Collaborate proactively with international colleagues and Allianz France to share and apply best practices. Actively contribute to steering the overall business as part of the local Leadership Team. Technical Excellence and Documentation Implement TEx standards and obtain the necessary qualifications for the French branch. Ensure proper, auditable documentation in line with Group standards, and lead the French Product and Pricing Committee. Innovation & Continuous Improvement Foster a culture of continuous improvement, using testing as a driver of innovation. Regularly benchmark the market and direct competitors to identify opportunities for innovation. Collaborate across Allianz Group, build strong networks, and contribute to technical excellence. Why Join Us? This is a unique opportunity to join a fast‑scaling company, work in a close‑knit team, and collaborate with Allianz Direct’s European subsidiaries to exchange best practices and address cross‑functional challenges. You will also benefit from internal mobility opportunities across the Group in Europe. Benefits Growth and Mobility: Join a fast‑growing company, collaborate with Allianz Direct’s European subsidiaries, and explore career opportunities across Europe. International Team: Be part of a diverse and collaborative team based in our central Paris office (2nd arrondissement). Hybrid Work Model: Benefit from flexibility with remote work options. Continuous Learning: Access professional development and training programmes. Meal Vouchers: Swile meal vouchers for a variety of dining options. Comprehensive Health Coverage: Medical, dental, and vision insurance through Alan. Paid Time Off: 28 vacation days plus 9–11 RTT days. Holiday Bonus: Annual holiday bonus paid in May. Pro Bono Days: 6 days per year to volunteer during working hours. Cross‑Border Remote Work Policy: Flexibility to work from abroad. Supplementary Pension Plan Employee Stock Purchase Plan Compensation Fixed salary of €100K–€115K + 20% annual bonus Preferred Experience Strong command of pricing techniques, product analysis, and technical competitor benchmarking. Solid understanding of underwriting in relevant lines of business. Proven ability to interpret complex data. Demonstrated success leading a pricing function in French P&C insurance, ideally within direct insurance (5–7 years). Proven leadership experience managing teams of 5+ colleagues (3–5 years). Proven experience working in an international environment (1–3 years). Education/Certification: MSc/MA in applied mathematics, statistics, actuarial science, or a related discipline (relevant certification required). Fluency in French and English (both written and spoken). Recruitment Process 1st Interview – HR with Alison, our HRBP (45 min) 2nd Interview – Strategic Discussion with our CEO, Fanny (1 h) 3rd Interview – Technical Deep Dive with our Global Team: Meet with the Global Chapter Lead Product & Pricing and the Head of Product & Pricing in the Netherlands (1 h 15) 4th Interview – Team Fit: Meet with the Product and Pricing team onsite (45 min) Additional Information Contract Type: Full‑Time Start Date: 02 March 2026 Location: Paris Education Level: Master’s Degree Experience: > 4 years Occasional remote authorised Salary: between 100000€ and 130000€ / year #J-18808-Ljbffr