Senior Pricing Analyst

?This role is based in Paris with flexible remote work.

As a Senior Pricing Analyst (Actuary) at Allianz Direct, your mission is to design and enhance pricing models that ensure our insurance offerings remain fair, competitive, and profitable while meeting customer needs. Your work will play a pivotal role in optimizing risk selection and implementing data-driven pricing strategies, directly impacting Allianz Direct’s financial performance and customer satisfaction.

Reporting to the Lead Pricing and embedded within the Pricing Team, you’ll collaborate with other teams in a dynamic, cross-functional “Insurance Tribe”.

Key Responsibilities

1. Develop and refine pricing models to maximize profitability and market competitiveness;
2. Deliver actionable insights to drive effective risk segmentation and pricing strategies;
3. Ensure pricing models comply with regulatory standards and maintain accuracy;
4. Partner with cross-functional teams to enhance product offerings and pricing structures;
5. Identify and resolve data quality issues impacting pricing decisions.
   

• Experience: 2–5 years in Actuarial Pricing or a related discipline.
• Domain Knowledge: Strong expertise in data analytics, actuarial sciences, or statistics.
• Education: Master’s degree in Actuarial Science, Mathematics, Statistics, or a related field (or equivalent professional experience).
• Technical Proficiency: Advanced skills in R, Python, or SAS for actuarial modeling and analysis.
• Data Skills: Solid knowledge of SQL and experience with data visualization tools (e.g., Power BI, Tableau).
• Language Skills: Fluent in English; French is a plus.
• Soft Skills: Strong analytical mindset, excellent problem-solving abilities, and the capacity to communicate technical concepts to non-specialists.
• Personal Traits: A proactive team player with strong organizational skills, attention to detail, and the ability to work independently.

Nice-to-have skills:

• Experience with insurance products or pricing within the property and casualty sector.
• Familiarity with European insurance regulatory frameworks.
  

This is an opportunity to join a company in the process of scaling up, a team on a human scale and to work with Allianz Direct's European subsidiaries to exchange best practices and deal with cross-functional issues, and why not benefit from group mobility in Europe?

• International Team in Paris (2nd arr) : Work with a diverse team in our central Paris beautiful office.
• European Mobility : Opportunities for work assignments across Europe.
• Flexible Remote Work : Embrace a work-from-home option with flexible scheduling.
• Continuous Learning : Benefit from ongoing professional development and training.
• Meal Voucher : Enjoy extensive dining options with our meal vouchers.
• Health Insurance : Comprehensive medical, dental, and vision coverage.
• 28 days of holidays

1. First interview/ Introduction call with Alexis, our Lead Pricing Manager

2. Case study + debrief with Alexis, and Nassim, our Pricing Actuary

4. Lukofit interview with Alison, our HRBP, and Julien, our Chief Actuary

We created Luko with a simple vision.
50% of consumers don’t trust their insurer, yet it is mandatory in many cases and it is the only stakeholder you can turn to when damage occurs in your home. So we decided to reinvent insurance to make it finally customer-centric like we believe it was meant to be.
We started by creating the most transparent and useful insurance company out there:  one that you can finally trust, because its business model was designed for positive impact and because its product experience is meant to empower users rather than mislead them.
We created the most intuitive and user-obsessed insurance experience you can wish for :  subscription in 2 minutes, a simple offer, customisable coverages, no hidden fees, policies without any engagement, termination in 3 clicks.
In 6 years, we have convinced over 400,000 users to trust us. We rapidly became the online home insurance market, putting technology at the service of customer satisfaction and operational efficiency: by 2022, 25% of home insurance policies sold online in France were Luko policies; and nearly one in two new Luko customers took out a policy on the recommendation of friends and family.
In February 2024, Luko joins Allianz Direct, the digital pan-European subsidiary of the Allianz Group, with the aim of becoming the market leader in direct home insurance in France. This makes Luko emerging the strongest neo-insurer. Together, and because Luko and Allianz Direct share a common vision and DNA, we will continue our mission to shake up the market by offering the best value for money and even more simplicity and transparency.

Allianz Direct DNA
Becoming part of the Allianz Direct organisation means that you have a match with our DNA. We have the following 6 core values:
● Customer obsessed
● Communicative
● Data-driven
● Agility
● Team player
● Open-minded

Our company-wide communication language is English (written & spoken). 
We would therefore appreciate it if you could send us your application’s content (CV, cover letter, portfolio…) in English.

We believe inclusion is the result of ongoing commitment. We want to build an authentic environment, open to everyone regardless of nationality, physical ability, family structure, age, socio-economics, civil status, sexual orientation, gender identity, ethnic origin, religion, belief or anything else that makes your life experience unique. We are continuously working to create a diverse, equitable and inclusive environment, where everyone has a space to thrive.