Ratings Associate

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.If you are excited about this opportunity but do not meet every single requirement, please apply You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.Skills & CompetenciesRelevant work or project experience, including internships in the financial sectorAccounting knowledge with a strong focus on financial analysis (e.g. through coursework, CFA or equivalent, or relevant work experience) is requiredFundamental understanding of fixed income markets or credit is requiredProficiency in MS Excel, Word, and PowerPointPython and SQL skills preferredExperience with data analysis and visualization tools (e.g., PowerBI, TABLEAU, KNIME, Alteryx) preferredExcellent verbal, written communication, and interpersonal skillsStrong organization skills, analytical thinking, and attention to detailEagerness to learn and adopt emerging technical applications in the financial industry, including AI-driven tools, automation and data analyticsProactive with the ability to work effectively in a team environmentAbility to adapt and thrive in a fast-paced, innovative environment; ability to prioritize tasksDemonstrates a high level of emotional intelligence, including the ability to navigate complex interpersonal dynamics, foster collaboration, and approach challenges with empathy and self-awarenessExemplifies unwavering integrity by consistently acting with honesty, transparency, and accountability, ensuring trust and credibility in all interactions and decisionsStrong skills in data interpretation and storytelling, with the ability to analyze complex datasets, extract actionable insights, and effectively communicate findings to diverse audiences in a clear and compelling mannerLanguage requirementsFluency in English and at least one of the following languages: Spanish, German, Italian, or French is requiredEducationMinimum undergraduate/first-level degree (e.g. Bachelor’s Degree, or equivalent qualifications) with a strong academic recordFinance and accounting background requiredResponsibilitiesAs a Ratings Associate, you will be part of a global team and you will collaborate closely with Credit Rating Analysts to assign and monitor credit ratings of companies in major global industries, governments and structured financings, playing a crucial role in assessing their credit risk and performance. You will participate in key stages of the credit rating process and contribute to the rigorous evaluation and assignment of credit ratings by participating in credit rating committee discussions. You will utilize advanced digital tools and AI technologies to streamline processes, improve efficiency, and enhance the quality of your data analysis. Ratings Associates are part of a dynamic team that makes a significant impact on the global capital markets.What to Expect:Support Analysts on work related to credit ratings, research, and market outreachLeverage digital tools and AI-driven solutions to enhance analytical capabilities, improve efficiency, and focus on solving complex, high-value challengesAnalyze data and financial documents, prepare and run financial models and forecastsDraft rating committee memos; attend and participate in rating committee meetingsDraft and help publish credit research reportsMonitor market developments and news to assess credit quality and industry trendsAttend investor and issuer meetings as required; help prepare presentationsContinuous development of your professional skills through trainings and hands-on workLearn about sustainability, cyber risk, private credit and local financial marketsAbout the TeamThe Ratings & Research Support (RRS) team at Moody's plays a critical role in ensuring the smooth operation of the ratings and research process and supporting various analytical departments. The Ratings Associate will work closely with Credit Rating Analysts to ensure that all tasks related to credit ratings, research, and market outreach are completed efficiently and effectively. This role is essential in maintaining the overall productivity and organization of the ratings process, and it supports the larger team by ensuring that all analytical needs are met promptly and accurately.Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law. Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary. #J-18808-Ljbffr