Credit Risk Specialist
il y a 4 semaines
Job Summary
We are seeking a skilled Credit Risk Specialist to join our team at HSBC. As a key member of our Global Banking – Financial Institution Group, you will play a critical role in the oversight and management of our CB business activities and risks.
Key Responsibilities
- Conduct thorough analysis of various counterparties within our Banking/CMB/FIG book to ensure that risks are thoroughly assessed and credit judgments are made with special emphasis on integrity of Customer Risk Rating (CRR).
- Manage workflows independently during various Full Scope Review/Continuous sampling cycles, acting as the liaison between Senior Reviewers in onshore and the offshore team.
- Assist the Team Head with ad-hoc work and take over administrative responsibilities in their absence.
- Ensure timely and good quality delivery of various workflows allotted to the offshore team.
- Assist in Quarterly Monitoring of portfolio/entities within the region.
- Ensure adherence to operating procedures in line with Global Credit Risk Review as well as Region specific policies.
- Identify streamlining opportunities in the Credit Review process.
- Develop MI for monitoring & reporting of the quality / quantity of outputs.
Requirements
- 7+ years of relevant experience in various facets of Commercial credit risk, lending and credit analysis, Loan Review, Loan workout etc.
- Academics – bachelor's Graduate degree. Candidates with MBA-Finance or equivalent/ CA/ ICWA/ CS/ CAIIB preferred.
- Strong analytical (credit / financial) and problem-solving skills with ability to quickly process data & facts to arrive at meaningful conclusions.
- Proven team leadership, people and resource management abilities.
- In-depth understanding of various credit products viz. – term loans, working capital, trade facilities, bank guarantees, interest rate swaps, etc. and associated credits risks.
- Sound knowledge of accounting principles and practices.
- Proficient in Excel/Advanced Excel, proficient in software packages, preferred.
- Excellent verbal & written English communication skills.
- In-depth understanding of the business, risks and related controls within areas of responsibility.
What We Offer
- Progress your career with access to development programs, mentoring and coaching, as well as world-class training through HSBC University.
- Flexible working arrangements, including flexible hours and remote work options.
- Competitive salary and benefits package, including employer-funded pension and holiday vouchers.
- Opportunities to work internationally and join our Employee Resource Groups.
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