Head of Risk Modeling Expert

il y a 4 jours


Paris, Île-de-France Younited Temps plein
About Younited

Younited is a leading instant credit provider for the e-economy in Europe, committed to promoting transparency and inclusiveness to help individuals achieve financial well-being. With a strong presence in 5 European countries and a team of over 550 employees, Younited has raised over 330m€ in equity since its launch.

Job Description

We are seeking a highly skilled and experienced Head of Risk Modeling to join our Data Science team. As a key member of our Risk & Data department, you will be responsible for developing and deploying quantitative models to support our risk management and product innovation strategies.

Key Responsibilities
  • Develop and deploy credit scoring models for all our products, including direct and partner-based lending, personal loans, and assigned credit.
  • Design and implement fraud detection models to identify and prevent fraudulent credit applications.
  • Model portfolio dynamics to gain insights into the behavior and performance of our portfolios over time.
  • Develop recovery models to optimize strategies for recovering outstanding debts.
Requirements
  • Master's or Ph.D. in a quantitative field such as Statistics, Mathematics, or Data Science.
  • Extensive experience (5+ years) in risk modeling within the financial industry, with a proven track record of leading successful projects.
  • Strong proficiency in statistical modeling techniques and Python programming language.
  • Excellent leadership and communication skills, with the ability to effectively manage a team and collaborate cross-functionally.
  • Familiarity with regulatory requirements and best practices in risk modeling.
What We Offer
  • A dynamic and international work environment with opportunities for growth and development.
  • A competitive salary and benefits package.
  • The chance to work with a talented team of professionals and contribute to the success of a leading fintech company.
  • Professional development opportunities, including training and mentorship programs.
How to Apply

If you are a motivated and experienced professional looking for a new challenge, please submit your application, including your resume and a cover letter, to [insert contact information]. We look forward to hearing from you


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