Credit Risk Officer

il y a 3 semaines


Paris, Île-de-France Bank of America Temps plein
Job Title: Credit Risk Officer

At Bank of America, we are seeking a highly skilled Credit Risk Officer to join our team. As a Credit Risk Officer, you will be responsible for reviewing credit proposals, new transactions, and sanctioning exposure/limits for portfolio clients within appropriate risk parameters under delegated authority.

Key Responsibilities:
  • Reviewing credit proposals, new transactions, and sanctioning exposure/limits for portfolio clients within appropriate risk parameters under delegated authority.
  • Providing feedback to GCIB Credit/GMC (Enterprise Credit) on new client/transaction screenings in order to influence outcomes in line with credit risk limits, including appropriate transactions structures.
  • Identifying and monitoring top-down emerging risk trends within the portfolio and devising action plans for mitigation where appropriate.
  • Building and maintaining portfolio-level reporting routines which cover key movements in portfolio sensitivities, exposure changes, and credit rating migrations.
  • Involvement in regulatory deliverables and other ad-hoc legal entity tasks which require credit risk input.
Requirements:
  • Fluency in English is essential.
  • Coverage responsibilities of a portfolio of European FIs/NBFIs as well as Corporates.
  • Experience with operating under delegated approval authority.
  • Solid familiarity with product suite, including loan and derivative products, and legal documentation (facility agreement, ISDA/CSA, GMRA, GMSLA).
  • Experience of discussing multi-faceted structures with corporate and investment banking, sales, and trading.
What We Offer:
  • Competitive retirement plan in addition to State plans.
  • Mandatory Medical Plan provided by the bank as a top-up to Social Security health benefits for you and your family.
  • Employees and family members can receive free health advice 24/7 through a range of English and French-speaking medical providers.
  • Life and disability insurance.
  • Time Savings Account ('CET') to save some of your leave days, cash them out, or use them later.
  • Reimbursement of 50% of your commuter pass.
  • Nursery scheme for children under age 3.
  • Works council benefits.
  • Access to an Employee Assistance Programme for confidential support and help for everyday matters.
  • Opportunity to give back to your community, develop new skills, and work with new groups of people by volunteering with local charities.
  • Opportunity to receive free entry to arts exhibitions sponsored by Bank of America in Paris.

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