Credit Risk Analyst

il y a 2 semaines


Lyon, Auvergne-Rhône-Alpes, France AB Volvo Temps plein
Job Summary

We are seeking a skilled Credit Risk Analyst to join our team at AB Volvo. As a Credit Risk Analyst, you will be responsible for securing timely decisions and effective management of credit applications. You will provide the highest level of customer service to dealers, customers, and Volvo Group personnel, supporting Volvo Financial Services in becoming a world-class finance company.

Key Responsibilities
  • Review and decide/propose retail credit transactions within delegated authority.
  • Make full assessments with potential customers, including visits to customers.
  • Prepare credit applications and present them to higher Credit Authorities.
  • Perform at the highest quality levels and follow Volvo policies and routines.
  • Follow Credit Directives, Policies, and guidelines to minimize risk, manage, and improve underwriting and portfolio quality.
  • Interact with dealers, customers, Volvo Group Business Areas, and VFS Sales Department to negotiate loan and lease structuring, pricing, and collateral analysis requirements.
  • Participate in review and negotiation of documentation with customers and Volvo Group Departments.
  • Perform all necessary administrative tasks linked to Credit activities.
  • Assess and make proposals on Contract change (Credit SAV) applications.
  • Perform all KYC&AML controls and keep updated the internal UBO database.
Requirements
  • Bachelor's degree in economics or finance.
  • Solid experience in credit risk analysis department oriented to asset financing.
  • At least 3/5 years of experience in vendor/captive finance leasing/captive business.
  • Very good financial understanding.

We value your data privacy and therefore do not accept applications via mail.


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