Head of Compliance

**About**: Swan is Europe’s embedded banking specialist. We empower software companies to embed banking features like accounts, cards, and payments directly into their products, under their own brand.Swan processes over €1.5 billion in monthly transactions for more than 150 companies—like Pennylane, Indy, Agicap, Libeo, and Lucca. Founded in 2019, the company has received growth capital from leading investors such as Lakestar, Accel, Creandum, Bpifrance and Eight Roads. Swan is a principal member of Mastercard and a licensed financial institution, regulated by the French banking authority (ACPR). **Our mission** **Banking belongs in business software** Many software companies already serve small businesses incredibly well: helping them send invoices, run payroll, manage inventory, and more. They’re on a mission to become the central hub for managing every aspect of business life. It’s a missed opportunity. Business software shouldn’t just record financial activity — it should run it. **To learn more about us**:About Swan** ;**Our story**.** **Job description**: Swan’s Compliance team keep our banking features safe and secure, and always have to think about the best way to combine multiple areas: business, legal, regulatory, customer support, and more. Swan is both a technology company and a financial services company, and our Compliance team makes these pieces fit together As an Electronic Money Institution, Swan faces many regulatory challenges when conducting its business and operations : Fighting money laundering, protecting clients' funds, working with legitimate partners, etc. Swan is looking for a Head of Compliance to lead our compliance team in Europe. **Build and scale** - Draft and update the compliance procedure framework. - Revise risk mappings and the classification of Compliance risks. - Formalize and conduct second-level controls, documenting and tracking recommendations resulting from these controls. - Document compliance opinions for the launch of new services/products or new activities. - Stay informed about regulations applicable to financial companies, including credit operations, AML/CFT, and data protection. - Handle reporting to the ACPR (French Prudential Supervision and Resolution Authority) and other supervisors. **Build a world-class Compliance organization** - Manage and lead your Compliance team, providing guidance, mentorship, and coaching to team members. - Conduct training and awareness sessions for staff on Compliance topics. - Drive people management initiatives, including hiring, performance reviews, ladder improvement, and employee retention. - Develop and implement strategies aligned with the company's goals and objectives. **Your Team** At Swan, you'll have the opportunity to join our dynamic compliance team, reporting to our Chief Risk Officer. Our team, currently consisting of ten members, is actively expanding. The Compliance team operates within a department alongside the Fincrime, Compliance Ops and Internal Control teams. In your role, you can anticipate close collaboration with the Sales and Product Teams, fostering an environment where cross-functional engagement is highly valued. To learn more about the Compliance team. **Preferred experience**: **You’re a great match if**: - You have significant experience (+10 years) in compliance or audit in a financial institution, ideally in a Fintech or another fast-paced work environment. - Excellent knowledge of regulations applicable to the banking sector: Monetary and Financial Code, PSD2, DME2, ACPR guidelines, AML/CFT directives, GDPR, etc. Knowledge of another European regulation is a plus. - Significant professional experience leading and managing high-performing teams. - Strong leadership and team management skills. - You possess the mindset of a "problem solver," maintaining a positive and can-do attitude towards challenges and obstacles. - Our ideal teammate: Empathetic. Skilled. Frank. We love to challenge each other, and we leave our egos at the door. It’s okay if you don’t tick all the boxes — don’t let imposter syndrome prevent you from applying - Swan is committed to providing a caring work environment for all employees, regardless of age, sex, disability, sexual orientation, race, religion, or belief._ - When it comes to recruitment, we’re interested in your work experience, skills, and overall personality. Because diversity makes the workplace stronger and is necessary for Swan’s success, we are intensifying efforts to incorporate concrete actions to help us improve in this area._ **About Swan**: **Perks of being a Swanee**: - **Meal Vouchers**: We provide a Swile card to cover your meals on work days. - **Holidays** : 25 days + RTT ️ - **Transport**: Monthly mobility package for employees. In accordance with the company agreement for sustainable mobilities, you can now use your mobility package to pay for alternative commuting modes. - **Health insurance (mutuelle)**: Alan. This is