Credit Graduate Program

**About the Role**:
**Grade Level (for internal use)**: 09
**Program Overview**:
When you join S&P Global Ratings, you join one of the world's leading providers of independent credit risk research and benchmarks. You are part of a team that produces high quality fundamental research based on established criteria.
Our CREDit Graduate Program is a two-year training and development opportunity with our next intake joining us in September 2026. CREDit Program Analysts are hired for a specific practice; however, you are expected to transition between practices as dictated by business demands. In your first year CREDit analysts focus on acquiring skills and knowledge from your home practice. In your second year CREDit analysts gain exposure to other practices through a mix of classroom training and small projects or short-term secondments. All analysts combine practical work experience with the completion of a relevant qualification. For example, this could be the CFA.
**The Practice**:
**Financial Services**: Financial Services practice offers you exposure to an astonishing variety of distinct entities - ranging from banks, asset managers and stock exchanges to funds and insurance companies. You will play an active part in the analytical process from the very start, and you will take pride in the skills gained through involvement in diverse projects. The most exciting aspect of this practice is developing a broad perspective on Financial Institutions, Funds and Insurance Companies, which will provide a solid foundation for your future career at S&P.
**Key Responsibilities**:
Support and assist primary analysts conducting credit analysis for various financial and insurance companies, ensuring accuracy and attention to detail.
Over time, assume primary responsibility to evaluate the creditworthiness of organizations, focusing on their ability to meet financial obligations
Provide timely and precise quarterly financial statistics and data analysis, demonstrating strong organizational skills.
Assist in reporting, research, and presentation development, leveraging analytical skills to support research and analysis.
Collaborate with the team on execution improvements and ad-hoc writing projects, fostering a collaborative and inclusive work environment.
We hire for our CREDit program as a cohort and whilst initial practice allocations are granted the cohort nature of the program means that analysts will be transitioned between the practices based on business need during the program and post program.
**What We’re Looking For**:Required Qualifications and Experience**:
Completion of a minimum undergraduate degree by August 2025, with a strong academic record.
Proficiency in Excel and other Microsoft Office products (Word, Outlook, PowerPoint), demonstrating the ability to handle data and presentations effectively.
A proactive mindset and adaptability, essential for thriving in a dynamic environment influenced by advancements in artificial intelligence and technology.
Ability to conduct independent analysis and research, showing initiative and resourcefulness.
Strong relationship-building skills, emphasizing collaboration and effective communication with team members.
Excellent written and verbal communication skills, including strong listening techniques and the ability to convey information clearly and concisely.
Demonstrated problem-solving, time-management, attention to detail, and organizational abilities.
Fluency in English and the primary language of the hiring location.
All employees are required to work from the office a minimum of 2 days per week.
**Additional Preferred Qualifications and Experience**:
Experience with programming languages such as Python, C++, R, VBA, and/or MATLAB, showcasing technical proficiency.
Familiarity with AI technologies or tools, including Machine Learning Algorithms, Natural Language Processing Tools, and/or Robotic Process Automation, reflecting a forward-thinking approach.
**Right to Work Requirements**:
This role is limited to persons with indefinite right to work in the country where this job has been posted for.
About S&P Global Ratings
At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions.
**S&P Global Ratings is a division of S&P Global (NYSE**: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow,