Senior Credit Analyst
il y a 5 jours
You join the Corporate team in the Credit Risk Department as a Senior Credit Analyst. You play an active role in the implementation of credits, including acquisition finance and structured loans, as well as in annual reviews of counterparties. The geographical area covered extends across Europe and the Middle East, with the possibility of specialising in a specific sector.
**On a daily basis, your tasks will be**:
- Interact with other departments and teams involved in decision-making, such as compliance, country risk, sector, ESR and legal teams to write informed, thorough and well-thought-out opinions.
- Represent your views to a Risk Delegate or to the credit committees as a representative of the Risk Department for final decision making.
- Proactively monitor the portfolio to anticipate any material deterioration in a counterparty’s credit risk, with Watch List entry if necessary.
- Ensure compliance with decision-making processes, including granting and renewing credits, monitoring files on the Watch List and setting limits at BPCE level.
As an Analyst, you will also participate in cross-functional projects (risk policies, rating methodology/LGD, portfolio reviews, stress tests, improved monitoring of operations, audits and interactions with the BPCE group and regulator, etc.).
You will work in a dynamic international environment, within a community of experts that places excellence, Impact and collective action at the heart of everything she does
**#TransformativeFinance**
This position is based in Paris 13th with the possibility to telework.
As a top employer, we put our people first. Internal mobility, career development and training programs allow you to grow and thrive throughout your career. You are operating in a hybrid, inclusive and collaborative work environment.
You also have the opportunity to be involved in society and causes that are important to you through our corporate foundation.
**About the recruitment process**
You will be contacted. e by one of our recruiters before meeting our business experts (manager, team member or business line).
**POSITION AND ASSIGNMENTS**
You join the Corporate team in the Credit Risk Department as a Senior Credit Analyst. You play an active role in the implementation of credits, including acquisition finance and structured loans, as well as in annual reviews of counterparties. The geographical area covered extends across Europe and the Middle East, with the possibility of specialising in a specific sector.
**On a daily basis, your tasks will be**:
- Interact
**Required Skills/Qualifications/Experience**:
About you: if you recognize yourself in the following description you are made to work with us
Higher education (Bac +5, type Master II, Grande Ecole in the fields of Finance) you have at least 5 years of experience in a similar position, preferably with a delegation exercise.
You have more than 5 years of experience in similar positions, preferably with a delegation exercise,
You are familiar with:
- The fundamentals of credit analysis, including the analysis of projections and structuring elements,
- The essential elements of legal documentation of transactions.
You have a great relationship, a very good listening skills, you are:
- Autonomous and organized;
- Able to meet deadlines
- Strong conviction and good communication skills in both written and oral
You master English with a C1 level or equivalent.
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