Credit Analyst

**Do you want your voice heard and your actions to count?**

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 7th largest financial group in the world. Across the globe, we’re 160,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

As the leading financial services institution in Japan, MUFG Bank continues to evolve toward the goal of being the world's most trusted financial group. Since our origins 350 years ago, we have become an important economic partner for corporations and individuals alike.

We foster a highly professional, supportive work environment that enables our employees to help maximize our customers' prosperity. In a time of rapid and unpredictable change, MUFG Bank protects customer assets and supports healthy, global economic growth. We focus on building long-term customer relationships and giving back to our communities in order to develop shared and sustainable growth for a better world.

Working at MUFG Bank offers you the chance to create an exciting and wide-ranging career.

We are always looking for talented people to join us.

Our Parisian branch is looking for a Credit Analyst to join our GCIB Department for an Associate position within the Credit Analysis Division..

As the leading financial services institution in Japan, MUFG Bank continues to evolve toward the goal of being the world's most trusted financial group. Since our origins 350 years ago, we have become an important economic partner for corporations and individuals alike.

We foster a highly professional, supportive work environment that enables our employees to help maximize our customers' prosperity. In a time of rapid and unpredictable change, MUFG Bank protects customer assets and supports healthy, global economic growth. We focus on building long-term customer relationships and giving back to our communities in order to develop shared and sustainable growth for a better world.

Working at MUFG Bank offers you the chance to create an exciting and wide-ranging career.

We are always looking for talented people to join us.

Our Parisian branch is looking for a Credit Analyst to join our GCIB Department for an Associate position within the Credit Analysis Division.

**Mission**

Financial assessment of companies and analysis of credit requests in support of Coverage.

**Responsibilities**

Each analyst (the Paris team is composed of five analysts) follows a portfolio of corporate clients and covers different sectors of activity. The Paris branch follows about 60 groups (CAC 40 and SBF 120). The portfolio to be entrusted includes companies mainly from the Construction and Transportation sectors.

Credit requests and Annual credit reviews:

- Financial analysis: review of the consolidated accounts of large corporates (target clientele: top 200 French groups)
- Credit analysis to focus on independently reaching conclusions from detailed due diligence (including company’s strategy, market position, financial performance and forecasts, etc.), structural enhancements and exposure actions
- Annual Credit Review of parent companies and their subsidiaries, including calculation of financial ratios and proposal of final internal rating
- Active monitoring of the evolution of industrial sectors and companies (press releases, results presentations, rating agencies reports, etc.), with major credit events raised to internal credit committees for discussion - Ad hoc studies at the request of the Branch Management (Paris) or the Credit Risk Department (London), discussions around sector trends and outlook with credit analysts based in London
- Participation to credit meetings
- Regular collaboration with Relationship Managers, Credit Risk Department (London) and Product teams on own portfolio

**Education**:

- Bac + 5 (Business school, Master 2 specialized in Banking and Finance)
- Linguistics:

- Fluent French & English required - working languages.
- Computer skills:

- Total autonomy in the use of office automation tools (Word, Excel, Power Point...).

We are open to considering flexible working requests in line with organisational requirements.

MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds