Portfolio Risk Manager

-Description de l'emploiAt HSBC, our purpose is opening up a world of opportunity and by joining our team, you can be part of something bigger We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible.

Here in France, you’ll help evolve and grow our business. Do you have analysis skills? Are you rigorous and curious, solution oriented? Do you enjoy working in an international environment? If you answered yes to any of these questions, we want to hear from you

Global Trade Solutions comprises over 4,500 people across more than 60 countries, helping suppliers and buyers with their export and import finance needs. GTS is a key strategic business for the HSBC Group and is recognised as a leading trade provider both globally and regionally.
The Transaction Risk Management (TRM) team is responsible for the effective identification, assessment, ongoing management, monitoring and mitigation of transaction risk for Commercial clients. The TRM team in France is covering Continental Europe portfolio (its main markets for Receivable Finance being France, Spain, Poland and Czech Republic).

**What you will do**:
The Portfolio Risk Manager role is based within Global Trade Solutions (GTS) / Transaction Risk Management (TRM).
The role of the Portfolio Risk Manager is responsible for managing the overall risk within the Receivable Finance portfolio in Continental Europe, including but not limited to credit, operational, collateral and fraud.

**In this role you will**:

- Monitor portfolio trends including sectors, positions of concern, delinquent positions and non-recourse structures, ensuring within risk appetite and taking appropriate action to mitigate loss including reviewing information at individual seller and portfolio level to identify anomalies and trend
- Produce portfolio risk reporting, participate in the preparation of the decks for RF and GTS risk meetings and reports for regulators
- Participate in various cross functional projects of the Bank in line with TRM risk monitoring function
- Work closely with GTS Client Management and Sales teams in France and in Continental Europe
- Communicate and adhere to HSBC policy and procedures in order to ensure good operational, financial and project management, policy and procedural compliance and early identification and effective resolution or escalation of issues that arise and taking required action in relation to points
- Contribute to team development, effectiveness and success by sharing knowledge and good practice, working collaboratively with others to create a productive, diverse and supportive working environment
Conditions- Receivables Finance experience
- Relationship Management and/or Risk experience
- Fluent in both spoken and written French and English languages
- A high standard of IT skills to extract & analyse data from various systems including Microsoft Products (Excel / Word / PowerPoint etc.)
- Ability to understand and interpret financial information/analysis
- A comprehensive understanding of the regulatory frameworks and compliance requirements
- Proven skills in time and task management and good team working

Even if you feel you do not meet 100% of our qualifications, we encourage you to apply, if you believe this role is right for you.

**What you’ll get in return**:
Not only is HSBC a great place to work, but we also offer the following unique and exciting opportunities and benefits

HSBC has been certified “Top Employer 2024” in Europe. This recognition from the Top Employers Institute rewards our HR practices and recognises HSBC as an HR Leader in France, Germany, Italy, Luxembourg, Poland and Spain. HSBC in France has been certified with LinkedIn Top Employer 2024 for Finance, recognising our team as a great place to work within the Finance industry.

A unique and flexible working environment:

- Advantageous remote working agreement
- Diversity and Inclusion is at the heart of our business: joining HSBC will give you the opportunity to work in a collegiate and supportive environment
- You’ll be able to join our Employee Resource Groups that bring together colleagues with shared characteristics and common interests
- Usual local benefits (refund of transport fees at 50%, 5 weeks of paid vacation + RTT)
- Family events days off, additional maternity or breastfeeding leave, advantageous paternity leave, parental presence or dependency support leave (for child or parent with disability)
- A Time Savings Account to monetize your untaken off days (CET)

Family benefits:

- Partial reimbursement of childcare costs
- Various bonus (birth bonus, back-to-school bonus for your children up to 25, parental bonus)
- An allowance for parents of children with disabilities
- Possibility to work part-time

Financial benefits:

- A company savings plan and a savings plan for collective retirement
- Meal voucher card or corporate restaurant depending on your place of employment
- Mutual insurance for you and you