Senior Pricing Actuary

**Direction Financière et Administrative - CDI**
**France, Auvergne-Rhône-Alpes, Lyon, 69007**

**Our company**

Join the Santévet Group, leader in animal health insurance in France and Belgium, with established operations in Germany, Spain and Italy. With 450 employees in between Lyon, Lille, Barcelona, Milan and Frankfurt, our group is committed to offering comprehensive solutions covering accident, illness and prevention. By joining our team, you will contribute to the success of our well-known brands such as Santévet, Jim & Joe and Bulle Bleue.

**Your working environment**

**Permanent contract** (CDI) in the historic Citroën garage in Lyon 7.

Ideal location (tramway at the bottom of the building, metro nearby, 2 steps from Place Bellecour).

Teleworking policy: 2 to 3 days/position open at 100%.

**Your working environment**

In this hypergrowth journey, we are looking for a **Senior Pricing Actuary** to join our passionate Actuarial team that is revolutionizing pet insurance You will play a key role in refining our pricing strategies. Your expertise will contribute to the development of advanced models that will enhance our understanding of customers and optimize our portfolio.

We are at the forefront of pet health insurance, leveraging advanced actuarial approaches and data science to optimize our pricing models. As an innovative broker, we have the flexibility and agility of a startup, while having the impact of a market leader. We implement sophisticated models, not only for pricing but also for portfolio and claims understanding.

**Your responsibilities**:
After an onboarding period, you will develop advanced pricing models using data science and AI techniques, considering business dynamics and market competitiveness.

As part of your role, your main responsibilities will be:

- Design and refine pricing and demand models, combining actuarial techniques and machine learning,
- Develop models to analyse price elasticity, churn, and customer segmentation,
- Monitor portfolio performance and recommend pricing adjustments based on a deep understanding of customer behavior and market dynamics,
- Work closely with business and tech teams to align pricing strategies with company objectives,
- Develop pricing strategies with insurers and ensure alignment on pricing decisions through data-driven analysis,
- Ensure robust model validation and continuous improvement,
- Clearly and effectively communicate complex insights to non-technical decision-makers,
- Be proactive and bring innovative pricing ideas, leveraging new data sources.

**The profile we are looking for**

**To accomplish all these tasks**:

- You have at **least 5-7 years** of experience in insurance pricing (ideally in personal lines insurance such as pet, auto, or home insurance).
- You have a background in **Actuarial Science, Statistics, Mathematics**, or a related field.
- Expertise in **GLM** and other statistical modeling and machine learning techniques.
- Experience with pricing tools**:Akur8, Emblem, Earnix,** or similar.
- Proficiency in **Python, R, SQL, and Excel** for data analysis and modeling.
- Excellent level of **English** (C1 level or TOIEC score of 945).
- Knowledge of cloud environments (AWS, Snowflake) and version control tools (Git) is a plus.

Your strengths:

- Excellent understanding of the insurance business and its strategic levers.
- **Proactivity and autonomy** in identifying and implementing improvements.
- **Ability to manage multiple priorities** in a fast-paced, demanding environment.
- **Excellent communication skills** to influence strategic decisions.

**Our benefits**

We do everything to make sure our employees start the day with a smile (and leave with one too ). It’s a challenge we’ve more than succeeded in, as evidenced by the very low turnover in our company

**Interview process**

At Santévet, we want a recruitment process that is simple and transparent:

- Step 1: First phone call with **Karina**, Talent Acquisition Specialist.
- Step 2: Interview with **Xavier**, Head of Actuarial Analytics
- Step 3: On-site interview with a member of the Actuarial team.
- Step 4: Interview with **Jérémy,** Chief Finance Officer.

**The Santévet environment**

We do everything to make sure our employees start the day with a smile and leave with one too.

At Santévet, you’ll find:
**The company of our beloved pets**
- Great financial perks: restaurant card (Swile), profit-sharing, vacation bonus, and mobility bonus.
- A supportive and friendly work environment,
- A dynamic setting with double-digit growth,
- Spacious and pleasant offices,
- Close-knit management,
- A company restaurant, a very attractive works council (CSE), and a concierge service,
- Awesome, passionate colleagues, just like you

**You are still not sure about applying?**
- 96% are satisfied with working at Santévet.
- 98% believe Santévet enables a good work-life balance.
- 95% consider the work atmosphere to be great.
- 96% would recommend