Credit Risk Analyst

**Juni who?** We’re Juni. The fastest-growing fintech startup in Europe. We’re born remote, built for remote work, and busy building the future of financial services for ecommerce entrepreneurs. **What we do** Think of us as the financial companion made for ecommerce. We’re building an all-in-one platform that helps ecommerce entrepreneurs understand their business better, improve decision-making, scale up, and unlock the full potential of ecommerce. We even finance their working capital to help achieve their goals and dream up new ones. **How & why we do it** We give our people the same thing we’re building for our customers: freedom. Freedom to work wherever there’s good Wi-Fi. Freedom to be 100% yourself. Freedom to explore your potential and what’s more - make the most of it. We truly believe we’re making the world a better place for ecommerce, and we want you to be a part of that mission. **Your role** **Your responsibilities** In this role you’ll: - Analyse and assess customer’s risk profiles - Build bullet-proof processes to get funds to the customer as quickly as possible - Work with our risk and product teams to improve our risk systems and product Within 1 month you'll: - Receive a deep intro into how we underwrite and run operations at Juni - Bring in past experiences to improve how we fund customers Within 3 months you'll: - Make credit decisions confidently - Have built strong relationships with our Sales & Customer Success teams Within 6 months you'll: - Have made your mark on related processes - from pre-scoring to collections **Your qualifications** What we need to see: - 2+ years of experience underwriting SMEs or Ecommerce companies - Excellent understanding of a companies’ finances and risk drivers - native / fluent in Swedish What we’d love to see: - Devoted to the customer. You are confident in communicating with customers. Their success is your highest priority. - You thrive on processes and organization. You love bringing order to chaos. - An international point of view. You may have had touchpoints with underwriting across different geographies. You understand how regional nuances affect credit risk. **Your tool stack** Mac. Chrome. EvenWindows. Choose the hardware that helps you work best. We’ll also support whatever software you need. **Your people** Forget office-based culture. This is people-first culture. We’re real. We never wait. We care deeply about building a better future for our customers and each other in a way that's never been done before. Here, you can work with people at the top of their game and who didn’t get there by playing games. You can help us change business for ecommerce entrepreneurs, change the world - wherever in the world you may be. **Your benefits** We’re born remote-first. Transparent. Caring. Empowering. So our benefits are too. - ** Hello work. Meet freedom.** Join us anywhere within 6 hours of Sweden time zone. - ** Swap 2D for 3D. Meet the team IRL at in-person onsites every four months.** - ** Diversity is at our core.** We’re part Swedish. Part British. Part French. Part Italian. Part Hungarian. Part Canadian. Part Spanish. You get the idea. - ** Great players can stay great players**. Progress your career whether you choose to manage people or not. - ** Happiness stipend.** The best things in life are free. But money can buy you a herd of puppies. Get €8,500 per year to spend on whatever makes you happy. - ** Work al desko.** Get €500 a month towards a co-working space. - ** Stock options.** We can’t promise you’ll make a fortune. But we’ll give it our very best shot. - ** Vacation days.** At least 30 per year as standard. Awesome. - ** Global health insurance.** You know. Just in case. - ** Get sick?** No stress. Feel better with unlimited paid sick leave. - ** Work with the best people for the job.** Not the best people within 1 hour’s commute. - ** Get support to switch things up.** People change. Careers can too. **The process** CV screening > Get to know us call > Team interview(s) > Values interview > Offer (for some roles we’ll include a task, but we’ll notify you if this is the case)