Software Engineer

We are looking for a talented **Software Engineer**to join our **Cards team**, a key part of the **Payments Group**at Spendesk. As part of this highly skilled and collaborative team, you will work on one of the core products Spendesk offers — our **card payments platform**. This is an exciting opportunity to work at the heart of our financial infrastructure, building scalable, secure, and reliable systems to manage customer funds, transactions, and card lifecycle operations.

The **Payments Group**oversees all money movement across Spendesk, including **card issuance, wire transfers, balance management, and transaction processing**. As Spendesk operates as a regulated **Financial Services Institution**, this team plays a vital role in ensuring **compliance, security, and operational reliability**.

In the **Cards team**, you will collaborate closely with **Card Operators, Compliance teams, banking partners**, and other internal stakeholders to ensure we provide the **best-in-class card payment experience**to our customers — while maintaining the highest standards of system reliability and scalability.

This role offers broad exposure, from **technical design and development**to **operations, monitoring, and process improvements**, making it ideal for someone who enjoys working across the full software development lifecycle.

**What you'll do**:
- ** Design, develop, and maintain**core components of Spendeskʼs card payment infrastructure, including card issuance, lifecycle management, and transaction processing.
- Implement **secure and efficient APIs**for card operations and payment flows. Build and enhance internal tools to support **card operations, compliance**:

- **monitoring**, and **fraud detection**.
- Work closely with the **Product Manager**to clarify requirements and contribute to technical design discussions.
- Write **well-documented, maintainable, and tested**code to ensure the platform is resilient and easy to evolve.
- Contribute to **monitoring and alerting**systems to ensure payment reliability and proactively address issues.
- Participate in **code reviews**and **knowledge sharing**within the team to improve our engineering practices.
- Collaborate with internal teams (Compliance, Operations, Customer Support) to **investigate issues**and help **improve operational processes**.

**Who you are**:
- 3+ years of experience as a **Software Engineer**, ideally in backend
- development.
- Experience with **Node.js** and TypeScript**in production environments.
- Experience building and maintaining **REST APIs**in a high-availability environment.
- An understanding or interest in learning about event-driven architecture. Proficient in **SQL**and relational database design (PostgreSQL preferred).
- Experience writing **comprehensive tests**and working with modern **CI/CD pipelines**.
- Comfortable collaborating across **engineering, product, compliance**, and **operations**teams.
- Fluent in **English**(spoken and written) — itʼs our business language.

**Nice to have**:
- Knowledge with **React**and **frontend development**Understanding or experience working in **regulated financial environments**or
- with **payment service providers**.
- Previous work with **AWS services**, i.e. **SQS**, **Lambda, Step Functions,**:

- **CodePipeline**...
- Experienced working with **Kubernetes, Terraform or Kafka**:

- Knowledge about systems observability, ideally working with **Datadog**:

- Strong **system design**skills, with the ability to design for scalability, fault tolerance, and high performance.
- A track record of leading **technical projects**or mentoring other engineers.

**Our tech stack**:
- ** Backend**:Node.js (TypeScript)
- ** Frontend**:React/Redux
- ** Datastores**:PostgreSQL, Redis
- ** Infrastructure**:Terraform, Kubernetes, AWS (Lambdas, Step Functions)
- **Messaging and Queueing**:SQS, Kafka, AWS EventBridge
- ** CI/CD**:AWS CodePipeline and GitHub Actions
- ** Testing**: Node test runner, Jest, Cypress