P&C Commercial Uw Expert

Référence de l’offre
240008ED

Type de contrat
CDI

Niveau d'expérience
Expérimentés

Société du groupeGIE AXA

Famille métierAssurance

Localisation
PUTEAUX, Hauts-de-Seine

**Votre rôle et vos missions**:
Whatever their stage of life, we provide over 108 million customers with the products and services they need to progress. From insurance to personal protection, and savings to wealth management, no matter the need we’re always there for them. And we’re always there for our employees. In 50 countries, we work hard to inspire pride and a sense of belonging in our people. To provide opportunities that challenge them, inspire them, and reward them. And to create a culture that’s open, supportive, and empowering. Because we know that’s the real secret to success - and the best way for us to keep building a better world for both our customers and the talented people who put them first.

**Your work environment**:
**Within the Group, you will join the Group Underwriting Office**.

**Within this Department, you will be part of the Short Tail underwriting Team**.

**Your job and daily missions**:
**JOB PURPOSE**

The P&C business is core to the AXA Group and is operated in 20+ territories, with a wide mix of operating models, market shares and stages of development.

Group Underwriting Office is responsible for:

- Steering and controlling a sustainable and profitable growth of AXA P&C activities worldwide, promoting excellence on both risk management and technical areas. This encompasses underwriting governance and rules, PAP (Product approval Process), PMP (Portfolio Management Process), and requires strong and tight cooperation with claims management, reserving, cat modeling and reinsurance cover.
- Structuring the second line of defense organization and missions by developing, facilitating, and monitoring an effective risk and control framework (Exposure monitoring, Risk Appetite allocation and adherence, Reinsurance appropriateness).
- Support underwriting initiatives on structured solutions and/or use of new technologies and Artificial Intelligence on underwriting process.
- Initiate or promote innovative insurance solutions supporting Construction adaptation to climate change.

**DIMENSION**

The P&C Commercial UW Expert - Construction and DUA - is responsible for following
- Construction/Engineering Products and LoB:

- Construction All Risks (CAR), Erection All Risks (EAR)
- Decenial Construction products and schemes including Decenial Liability in France (RCD)
- Engineering,
- Short Tail - DUA underwriting meaning any AXA participation in schemes or products with a delegated underwriting authority to third parties. It notably includes Facilities. DUA schemes and products are under of GROUP P&C UNDERWRITING GUIDELINES -DELEGATED UNDERWRITING AUTHORITY

The P&C Commercial UW Expert - Construction and DUA stakeholders are:

- Group Sustainability Team, Group Risk Management team, Group Legal, Group Finance (including BSID, PBRC, DCFG), AXA Global Reinsurance
- All P&C entities (over 40 entities) or regions/markets (3) of the Group, especially Chief Underwriter Officers, Chief Risk Officers, Chief Financial Officers, Chief Actuaries and Chief Claims Officers.

**CONTEXT AND MAJOR CHALLENGES**

Technical expertise in P&C Underwriting to identify, evaluate, monitor, and manage major insurance group’s Natural Events risks
- Solid background in all Insurance and Reinsurance business aspects including extensive knowledge of the Group entities’ P&C activities as underwriting is closely linked to the local regulatory and legal specificities.
- Actuarial skills as he will have to properly understand key metrics assessments of these perils

Ability to efficiently communicate and rally multicultural multidisciplinary teams,
- Proven ability in organizing, driving, and realizing underwriting in-depth reviews
- Ability to share knowledge with Finance, Risk consulting, underwriters, and actuaries to lead transverse projects and in-depth reviews require strong communication skills; proven ability in articulating ideas, dealing with senior management, and in being persuasive as to the value of his arguments
- Solid coordination with entities (CUOs, CROs, P&C CROs, CCOs, etc.) and other GRM and GIE departments / teams and constructive relational skills

Autonomy, organization, flexibility, and capacity to adapt to new situations such as to carry unplanned workloads and a keen ability to adapt to team working practices.

**KEY ACCOUNTABILITIES**
- Define the Group **Underwriting guidance for Construction** Lob’s and step-up entities’ expertise to contribute to business development through a profitable underwriting.
- Define the P&C Transport Underwriting guidelines and manage derogation requests of AXA Entities in the Application Letter Process. Within the process of referrals, chair the Construction Underwriting Committees
- Contribute to the Gross Underwriting Limits (GUL) calibration for Gr