Head of A&H France, Belgium

Make your mark in Underwriting
AIG underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, Multinational Clients, and High Net Worth individuals. We are reimagining how we help customers to manage risk, transforming our operating model, and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague – empowering our people to grow as insurance professionals and add more value to our customers and AIG.

About The Role
The Head of Accident and Health (A&H) for the FBL Cluster (France, Belgium, Luxembourg) will develop and execute the product line strategy in accordance with the A&H Global product strategy, underwriting framework and pricing guardrails. This role will have accountability for talent management and overall responsibility for FBL Product P&L.

Head of A&H FBL will be responsible for the leadership and management of all aspects of AIG's FBL Accident and Health business with accountability for go-to-market effectiveness and efficiency, product, underwriting and risk control, and implementation of best practices. With a strong focus on profitable growth, he will drive strategies as a partner and thought leader, in collaboration with distribution, claims, pricing, portfolio management, operations and other cross-functional teams. Delivering sustainable bottom-line results while continuing to innovate from both product and underwriting standpoint will define your success in this exciting role.

Key Accountabilities
Lead the FBL A&H business to deliver planned operating and financial results:

• Drive the definition and execution of growth and profitability strategy for the A&H Business.
• Responsible for the achievement of financial targets for revenue, profit, and growth: NPW growth, Combined Ratio, loss Ratio, Acquisition ratio, and Expenses; Underwriting Profit, New business, and Retention
• Lead channel, product, and market expansion
• Recruit and develop A&H country resources and functional leads
• Ensure regulatory and legal compliance across the A&H operation

Move The Organization Forward Via Direct and Functional Reports

• Establish and leverage strong relationships with Regional and Country leadership
• Collaborate with technical and functional departments across the wider business
• Provide oversight for large projects and initiatives related to A&H
• Work with HR and function teams to develop top distribution, product, underwriting and functional talent
• Drive a culture that promotes results, collaboration, diversity and inclusion
• Coordinate with the regional/country actuaries to assure timely rate reviews, ongoing pricing, and segmentation initiatives

Execute A&H Plans and Strategies Across Local Markets (France, Belgium, and Luxembourg)

• UW Excellence:

• LR supervision

• UW governance (Authorities, Guidelines, Appetite, and Audits)
• UW Process

• UW team management and growth

• Portfolio management / Renewals:

• develop and execute retention and pricing strategy

• strengthen relationship with clients and distribution partners

• ensure pipeline development for both Group and Individual / Partnerships

• Sales and New Business:

• develop and strengthen major distribution partnerships on Group Business

• build partnerships / individual distribution framework

• Operations: foster efficiency across all distribution channels / segments (including SME, Online and Partnerships business)

• Product development to ensure alignment with AIG appetite on selected segments and marker / clients needs

Provide Appropriate Tools and Infrastructure To Govern Business

• Library of existing coverages and products
• Tools to ensure the portfolio management and to model, execute and track renewals and new business
• Use of raters at cluster and local level
• Pipeline, activity and workflow management
• Actuarial support and analysis to support portfolio reviews
• Underwriting authorities, audit schedules
• Compliance and legal framework

At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

Enjoy Benefits That Take Care Of What Matters
At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world
American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of inclusion
We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.
AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to

Functional Area
UW - Underwriting

AIG Europe S.A. (France branch)