Profitability Actuary

Who We Are Wakam is a B2B2C insurance company that creates white-label insurance solutions via its Play&Plug technology platform for more than 80 partners. We provide most of our insurance products through APIs and host white-label insurance solutions via our Play&Plug technology platform. With a footprint spanning 32 countries, Wakam is the European leader in digital and embedded insurance. Strongly committed to social responsibility, Wakam is a mission-driven company dedicated to "enabling transparent and impactful insurance." About the Team The Profitability team, within the Technical Department, oversees the performance of insurance products distributed by our partner network. Actuaries conduct actuarial studies, analyze loss ratios, issue alerts in case of profitability deviations, and propose corrective actions to ensure that Wakam's products align with profitability goals while meeting regulatory standards. They also communicate profitability trends to top management, partners, and cross-functional teams. Your Mission As a Pricing Actuary, you are the technical owner of the partner portfolios in your scope. Your mission is to develop and improve pricing, monitor profitability, and turn analyses into concrete actions—internally and with partners—so that portfolios remain profitable, controlled, and scalable. What You Bring You bring strong actuarial and analytical fundamentals, and the ability to deliver decision-grade work. In particular, you have:Solid experience in pricing and portfolio monitoring, with the ability to connect performance signals to actionable levers.Strong skills in building and using dashboards, monitoring tools, and ad-hoc analyses to steer profitability.The ability to work effectively with Business Development and partner stakeholders, balancing technical accuracy with business constraints.Comfort collaborating with Reserving on provisioning-related topics for the portfolios in your scope.Strong written and verbal communication skills to produce clear, auditable recommendations and present them in governance settings. Who You Are You thrive in this role if you are rigorous, structured, and proactive. You like owning topics end-to-end: you investigate, quantify, recommend, and follow through. You are also comfortable challenging assumptions, escalating deviations early, and proposing pragmatic corrective actions that can be implemented.   AI & Digital MindsetUse digital tools to ensure analyses are reproducible, traceable, and scalable.Look for opportunities to automate recurring monitoring and improve data quality and consistency of definitions.Are curious about how AI and advanced analytics can help detect drifts, prioritise actions, and enhance technical steering—while maintaining strong governance over assumptions and outputs. Why Join Wakam? This role offers direct impact on portfolio profitability and strong exposure to partner dynamics and internal governance. You will work on concrete, high-stakes decisions, collaborate with multiple teams, and contribute to continuously improving pricing practices, tools, and ways of working in a leading digital and embedded insurer. Hiring Process Our hiring process is designed to be selective, transparent, and respectful of your time:Initial interview with our Talent Acquisition PartnerInterview with our Pricing Lead Motor UK & EuropeChief Interview with our Chief Underwriting Officer - Motor and Mobility=> Welcome @Wakam More About Us  Check out our website to learn about the 11 cultural markers that make Wakam truly special If you're adventurous, impact-driven, and ready to shape the future of insurance, we'd love to meet you   What Makes Us Unique:  • True remote work flexibility with our Wakam From Anywhere (WFA) program - yes, we even have a teammate working from a sailboat • Flat hierarchical system promoting direct impact and autonomy • Monthly dedicated time for personal growth and skills development • Lunch voucher with Swile card • A meaningful company: we became a Mission-driven company in March 2021 • Work alongside passionate experts:  who will share their knowledge and help you develop and grow in your career.    At Wakam, our "Free to Impact" culture is built on four essential pillars that shape everything we do :   Communication & Knowledge Management • Foster transparent collaboration across our flat organizational structure • Share knowledge freely in our highly collaborative environment • Contribute to our collective intelligence through open dialogue   Curiosity • Embrace our monthly for learning and skills sponsorship • Think big and challenge conventional insurance norms • Stay eager to learn and explore new possibilities   Continuous Improvement • Take initiative to transform the insurance industry • Turn challenges into opportunities for innovation • Constantly evolve our ways of working   Outcome Oriented • Focus on impact rather than hierarchy • Drive results through clear objectives and autonomy • Transform bold ideas into concrete solutions   At Wakam, we are committed to fostering an inclusive environment where diversity is celebrated. If you require any reasonable adjustments during the recruitment process, please feel free to reach out to your recruiter.