Risk Officer – Remote-First

 Be part of a movement to change the way Europe pays

In today's digital world, payments often still feel outdated: random delays and confusing rules make it harder than it should be to pay and get paid. The European Payments Initiative (EPI) is here to change all that, forever.

With Wero, our digital wallet, we make sending and receiving money simple, seamless and secure across France, Belgium and Germany, with more countries and omnichannel solutions coming soon. Supported by 14 major banks and the two largest European acquirers, EPI is building a new, proudly European payment system: easy, instant and transparent, all for the greater good.

What's in it for you

Are you tired of being one amongst many in a big financial structure, where everything has already been set up by others? Would you like to be a pioneer of a truly innovative pan European project? This job might be for you.

About the team

In this role, you will operate autonomously while collaborating with multiple highly skilled professionals across EPI. A key challenge will be to foster collaboration and ensure alignment with the Risk team.

Your impact

Reporting directly to the CEO of EPI OPS BV and functionally to the Chief Risk & Compliance Officer, acting as the key advisor on risk governance and internal control, you will notably:

• Enhance and continuously improve the existing EPI OPS Risk Governance Framework based on COSO, ensuring its effective deployment across processes and product lines.

• Strengthen risk monitoring and controls by collecting and reviewing Key Risk Indicators (KRIs), optimizing policies and testing guidelines, and driving corrective actions with business owners such as: 

  • Monitoring the level 1 controls, collecting their results and supporting the managers.

  • Designing, planning and performing the level 2 controls, on a risk-driven approach.

  • Monitoring other level 2 controls performed in the company by the group DPO and the group CISO on the scope of EPI Operations BV.

• Update continuously the EPI Operations BV risk matrix by leading and coordinating product feature risk assessments in collaboration with Product, Tech, and Operations teams to ensure ongoing compliance of EPI SE with different frameworks (PSD2, PISA, DORA) 

• Define and action risk mitigation plans.

• Promote a strong risk awareness culture, and supporting teams to make informed, risk-based decisions in their daily activities.

• Support external certifications, assurance, and audit engagements, including ISO for EPI SE), ISAE reports, and coordination of Internal Audit reviews of EPI OPS.

• Collaborate & align with the Group Risk function (2nd line) including: 

  •  EPI SE Risk Officer & Internal Controller 

  •  EPI SE Compliance Officer 

  •  EPI SE Business Continuity Manager

  • EPI SE Chief Risk & Compliance Officer

  • Attend and participate to the EPI Risk Forum (with all Risk and Compliance officers).

To succeed, you should meet at least 70% of these requirements

• At least 5 years of experience in Risk Management or Internal Control, ideally within Payments, Banking, or FinTech.

• Proven ability to operate autonomously and influence at executive and board level in a regulated, multi-entity European environment.

• Prior experience in designing and deploying governance frameworks or collaborating in cross-functional risk initiatives.

• Relevant certifications such as CISA, CRISC, ISO 27001 Lead Implementer/Auditor, or similar are considered as an asset.

• Fluent in English (both written and spoken); any additional European language is a strong plus. 

If this looks like you, the recruitment steps are:

1. A first call with one of our recruiters

2. An interview focused on the mission and your expertise

3. A last interview focused on our company skills

4. Hopefully, an offer you can't refuse
   

Turn back if …

• You're looking for a fully structured environment with all risk and compliance processes already mature. Here, you'll be refining, improving, and operationalizing frameworks that are still evolving.

• You prefer a narrow technical scope,  this role requires a broad view across governance, product, and operations, with direct exposure to senior stakeholders.

• You're uncomfortable working in a fast-moving, multicultural, and highly regulated European ecosystem, where priorities can shift quickly.

Otherwise apply

Our commitment to equal employment opportunities

EPI offers the same job opportunities to all, without distinction of gender, ethnicity, religion, sexual orientation, social status, disability or age. EPI promotes the development of an inclusive work environment that mirrors the diversity of the clients our product is serving.