Regulatory Compliance Intern

Our mission? Creating the freedom for SMEs to succeed in business and beyond, by delivering Europe's leading finance workspace. We combine business-class tools (seamless invoicing, spend management, and pre-accounting) with unwaveringly attentive 24/7 support, designed to help businesses breeze through all things finance.
Our journey: Founded by Alexandre and Steve in July 2017, Qonto has rapidly gained trust, serving over 600,000 customers. Thanks to our wonderful team of 1,600+ Qontoers, we also made it to the LinkedIn Top Companies French ranking
Our values: Customer focus | Prioritize customers in everything you do Ownership | Own your part, get things done Teamwork | Make (team)work easy Mastery | Continuously raise the bar Integrity | Always do what's right, and respect people
Our beliefs: At Qonto, we're committed to fostering a welcoming environment where everyone can thrive. We prioritize evaluating applicants based solely on skills and potential, ensuring diversity with 55% international team members, 44% women, and 20% parents. Join us in building a workplace that celebrates diversity and individuality.
Discover the steps we took to create a discrimination-free hiring process.
Join Qonto's growing Regulatory team to ensure compliance across our eight European markets (). Work closely with Guilhem, our team lead, to support Qonto's growth while meeting supervisory expectations. Your work will directly impact how we energize European SMEs and entrepreneurs through compliant and innovative financial services.
Start date: February - March 2026 Duration: 6 months
As a Regulatory Compliance Intern at Qonto, you will:

• Advisory role on Compliance topics: Support all teams at Qonto in their projects and on the regulatory requirements to consider. Regular topics include payment institutions' rules, payment services, outsourcing, data protection, KYC/KYB, regulatory reporting, partnerships, etc.
• Engagements with Supervisors: Assist in handling queries from Qonto's supervisory authorities, under the team's supervision. You will ensure that the Regulatory team provides accurate, precise, and consistent replies to the ACPR, and the authorities in the countries where Qonto is based.
• Horizon Scanning: Make sure that Qonto remains up-to-date on new laws & requirements impacting the compliance of our offer and the way we identify and manage risks.
• Collaborative Projects: Work closely with team members on various compliance initiatives, gaining exposure to different aspects of fintech regulation across our four markets ().
• Individual Project Management: Develop and oversee your compliance-related project under the guidance of experienced team members, applying your learning in a practical context.
What you can expect:

• Work in a fast-paced, diverse environment at one of France's unicorns.
• Gain hands-on experience in fintech compliance across four European markets.
• Collaborate with a supportive, business-oriented team of 6 professionals and 1 lead (Guilhem).
• Be at the forefront of regulatory challenges in the dynamic fintech industry.
• Use your analytical skills to contribute to real-world compliance solutions.
About your future manager:
His path? Guilhem has a robust background in Regulatory Compliance and Internal Control, with over 8 years of experience. Before joining Qonto, he held key roles at Lyra Collect as the Head of Compliance and Internal Control, and at KPMG as a Senior Consultant. He also has experience in Financial Security at Indosuez Wealth Management. Guilhem has been with Qonto for almost 2 years, starting as a Regulatory Expert and now leading our Regulatory Compliance team.
What he can bring to the team? Upon joining Qonto, Guilhem has been pivotal in advising on regulatory requirements and acting as a solution-oriented stakeholder across various strategic projects. He leads regulatory analyses for senior management and ensures Qonto's compliance with various requirements across our four markets. Guilhem's proactive approach helps Qonto's teams identify and mitigate non-compliance risks while fostering a culture of continuous learning. He is dedicated to helping you grow in your role by providing insightful guidance and support, ensuring you perform your job skillfully and effectively.
About You:

• Education: Ideally pursuing a degree in Banking Law, Compliance, Data Protection, or Business Law.
• Experience: Prior internship or apprenticeship in a law firm, consulting firm, financial institution, or fintech is a plus. First-time experiences are also welcome
• Analytical Skills: Strong ability to understand and interpret complex regulatory requirements.
• Communication: Excellent at presenting findings and explaining regulatory constraints, adapting your style to different audiences.
• Languages: Fluent in English and French. Knowledge of Italian, Spanish, or German is a plus.
At Qonto we understand that true diversity isn't just about ticking boxes on a hiring checklist. Apply regardless of the boxes you tick Who knows? You may have the missing piece of the puzzle we've been searching for all along. Perks
An inclusive work environment. And so much more to help you succeed.
- Offices in Paris, Berlin, Milan, Barcelona, and Belgrade; - 1 or 2 remote days per week (depending on your team and what your school allows); - 1 paid day off /month; - Meal vouchers; - Public transportation reimbursement; - Great offers for sports and wellness activities; - A progressive disability and parenthood policy (1 in 6 of Qonto employees is a parent) and childcare benefits with selected partners; - Monthly team events.
Click here to read more about what it's like to be an intern at Qonto.

Our hiring process:
- Interviews with your Talent Acquisition Manager and future manager/mentor - A remote or live exercise to demonstrate your skills and give you a taste of what working at Qonto could be like
Find more information about our interview process on our careers website. On average, our process lasts 20 working days and offers usually follow within 48 hours 
To learn more about us: Qonto's Blog | Les Échos I L'Usine Digitale | Courrier Cadres

To know how your personal data will be processed during your application process or to request its deletion, please click here. We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

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