FinCrime Manager

Your Ownership?

As a FinCrime Manager and MLRO, you will be a key pillar in protecting Hero against fraud, money laundering and financial crime risks, while supporting the company's growth in a highly regulated FinTech environment.

You will take responsibility for an existing FinCrime team currently composed of 4 people (3 interns and 1 FTE) and will report directly to the Head of Compliance, working in close coordination with Product, Tech, Operations and senior management.

You will own the end-to-end FinCrime framework, from daily operations to strategic risk prevention, working closely with Compliance, Product, Tech, Operations and senior management, as well as with external regulators.

You will be Hero's designated point of contact with TRACFIN and law enforcement authorities on all AML-CTF matters.

Your end-goal: ensure a robust, scalable and regulator-ready FinCrime framework, maintaining an acceptable level of risk while enabling Hero to grow safely and efficiently.

Your missions will include :

1. FinCrime Operational Oversight

• Lead the handling of transaction monitoring and fraud alerts, ensuring high-quality investigations and sound decision-making

• Conduct complex investigations (account and transaction analysis, RFIs) and manage the submission of Suspicious Activity Reports to TRACFIN

• Manage interactions with authorities and partners on operational FinCrime matters

2. AML/CFT Framework & Risk Management

• Define, implement and continuously enhance Hero's AML/CFT and fraud prevention framework

• Define and calibrate detection scenarios, rules and thresholds to balance risk mitigation, operational efficiency and customer experience

• Ensure compliance of the framework with regulatory requirements through active regulatory watch and continuous adaptation of policies, procedures and internal controls

• Act as Hero's MLRO, serving as the primary point of contact with TRACFIN and law enforcement authorities on AML-CTF matters

3. Structuring, Automation & Scaling

• Lead the continuous improvement of tools and automated risk detection and assessment systems (transaction monitoring, onboarding scoring, fraud detection)

• Identify vulnerabilities related to products, features and processes, and define appropriate mitigation plans

• Define performance indicators (KPIs) and ensure the company maintains an acceptable and controlled level of risk

• Recruit, manage and develop the FinCrime team in line with the company's growth

• Act as the FinCrime subject-matter expert for internal stakeholders (Product, Tech, Operations, Executive team)