Product Manager – Digital Wallets

**Who we are**

Founded in **2016**, **Market Pay** is a **fast-growing French fintech** specialized in **omnichannel and international payment solutions**.

Our mission? To **support retailers and e-merchants in their growth** by reinventing the customer payment experience whether **in-store**, **online**, or through **100% digital and mobile journeys**.

Built on a strong understanding of the **European retail ecosystem** and its **payment challenges**, Market Pay provides **expertise and innovative solutions** across the **entire payment value chain**.

Leveraging an **industrial-grade platform**, we simplify **acceptance and acquiring**, offer a wide range of **payment card solutions** (prepaid, gift, and more), and enable **seamless, modern checkout experiences**.

With several **international acquisitions**, Market Pay now brings together **350+ passionate professionals** across France and Europe, all committed to **shaping the future of payments**.

**The Context**

Market Pay is looking for an experienced **Product Manager - Digital Wallets & Digital Identity** to own and drive the strategy and roadmap for our digital wallet and identity solutions.

You will leverage those solutions to bring value-added services and new use cases to clients and customers.

This is a **strategic role** combining product vision, stakeholder management, and execution across **mobile payments, card issuance, transport ticketing, and digital identity**.

You will ensure our offerings meet the needs of Financial Institutions (our B2B clients) and their end-users.

**Key Responsibilities**

You will operate across three main pillars: **Strategy – Stakeholders – Delivery**.

**1️⃣ Product Strategy & Roadmap**

- Define and maintain the **product roadmap** for Digital Wallets and Digital Identity.
- Align wallet and identity strategy with Market Pay's global payment platform vision.
- Balance innovation, market needs, and technical feasibility.
- Position Market Pay against the competitors' Digital Wallet ecosystem.

2️⃣ **Stakeholder & Partner Management**

- Align with **C-level, Sales, Marketing, Tech Leads, and Customer Success** teams.
- Manage relationships with technology providers and partners.
- Engage with **card schemes (Visa, Mastercard, CB)** on **tokenization** and issuance standards in the context of certifications and mandates.
- Coordinate with Financial Institution (FI) clients on requirements.

3️⃣ **Feature Prioritization & Delivery**

- Intake and qualify feature requests from clients, sales, support, and internal teams.
- Define requirements, **user stories**, and acceptance criteria.
- Collaborate with UX/UI designers on flows and interfaces.
- Define **MVPs**, track performance, and iterate post-launch.

**4️⃣ Competitive Intelligence & Regulation**

- Maintain a competitive landscape analysis across wallets, identity, and card issuance.
- Produce quarterly "State of Digital Wallets & Identity" reports.
- Monitor trends: **embedded finance, biometrics, wearables, digital ID integration**.
- Track regulatory changes (**PSD2, PSD3, eIDAS 2.0, MiCA**).

**Required Qualifications**

**Experience**

**4-6 years** in Product Management, with **2-3 years in fintech/payments**.

Experience with **mobile payment solutions** (wallets, tokenization, mobile banking).

Proven track record defining and executing product roadmaps.

Experience dealing with **B2B customers** and complex stakeholder ecosystems.

**Technical Knowledge (Hard Skills)**

**Wallets & Tokenization:** TSP, HCE, Secure Element, push provisioning, Apple Pay, Google Pay.

**Card Issuance:** Issuer processing, EMV standards.

**Digital Identity:** Biometric authentication, digital ID use cases.

**Tokenization Use Cases:** Contactless payment, remote payment, wallets.

**Soft Skills & Mindset**

**Tech Appetite / Geek Spirit:** You have a genuine curiosity for technology, a "nerd" side that loves understanding how things work under the hood.

**Leadership** to drive the product vision with C-Level execs and external partners.

**Fluent English** is mandatory (daily interactions in an international context).

**Why Join Market Pay**

**An international company with a human touch**
Work alongside talented professionals across Europe united by a shared vision of innovation and impact.

**A culture that values well-being and performance**
Proudly certified **Happy@Work** and **Tech@Work**, we put people first your growth, balance, and engagement matter.

**A responsible and committed company**
We’re proud recipients of the **Ecovadis Silver Medal** for our CSR initiatives and we’re just getting started.

**What We Offer**

Competitive package: base salary + bonus + full benefits
Up to **3 remote days per week**
€200 **sustainable mobility allowance**
€150 **culture vouchers**
**Childcare support** (nursery partnerships)
‍‍ €550 **CESU vouchers**
️ Up to €400 **travel reimbursements**
**CSE perks**: sports, cinema, holidays, and year-end gifts
**Team-building** through sports and charity events
**Regular social gatherings** because we work hard *and* have fun

**Our Hiring Process**

- **Introductory call** (15 min) with Charlène from our Talent Acquisition team – to get to know each other
- **Functional interview** (60 min) with your future manager
- **HR interview** (60 min) focused on your aspirations and alignment with our values
- **Team meet & greet** (60 min) to give you a real feel of your future work environment

**Diversity & Inclusion**

Market Pay is a **fast-growing, inclusive fintech** committed to providing a working environment that celebrates **diversity, equality and collaboration**.