Payment Operations Analyst
Il y a 7 mois
**About**:
Swan, a European fintech company, is the easiest way to add banking features to your product. This can be called “Banking-as-a-Service” or “Embedded finance”. We built Swan so that anyone company can start embedding banking features within just minutes of visiting our website. Swan is truly fast and easy to use.
Swan already has 60 customers across 10 European countries, large enterprise and startups alike. They include Carrefour, Pennylane, Alma, and Ride.Capital. We’re on track to take things much, much further, by embarking on Europe — localizing our product, and internationalizing our team and partner portfolio.
Swan has received 21M€ funding from VCs like Accel and Creandum. We’re a Mastercard principal member and a licensed financial institution, passported across Europe.
We have a hybrid remote-work policy, with 100+ Swanees across offices in Paris, Berlin, with Barcelona on the way Wherever you’re coming from, come as you are We’re open to all kinds of people, from all walks of life. If you’re excited about joining a European fintech adventure, Swan is the way
***Job description**:
The Payment group at Swan leverages industry knowledge, payments expertise, and general acumen **to build and operate the banking products & platform that power money movements for all Swan financial products.**
Ultimately, the group is working toward a future in which all of the complexity's that comes with handling money (e.g. adopting new payment methods, booking and reconciliating entries - technical vs. accounting vs. cash, integrating with banks and financial partners globally, addressing regulatory obligations, etc.) is hidden from Swan's partners and end-users.
**The Payment Operations team is accountable for the daily run of Swan's payment operations. Specifically, we manage**:
**Banking Transactions (Credit Transfers, Direct Debits, Cards, etc.)**
- End-to-end resolution of banking transactions-related incidents with internal (Engineering, etc.) and external (partner banks, card issuing processor, card scheme, card manufacturer, etc.) stakeholders
- Clearing vs. settlement controls and reconciliation on all payment flows
- Management of operational/day-to-day relationships with Swan's financial partners and identification of process inefficiencies
- Execution of non-STP transactions (
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