Director of Risk

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 60+ million customers get more from their money every day.As we continue our lightning-fast growth, 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work. So far, we have 10,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.About the roleRevolut is building the future of global banking — bold, borderless, and technology-first. As part of this mission, we’re establishing our new Western European banking entity, headquartered in Paris, and applying for a French banking license.We’re looking for a world-class Director of Risk to lead the charge on risk for Western Europe and drive our next phase of regional growth.You'll be a key member of the local Executive Committee, reporting directly to the CEO of Revolut Western Europe and the Group Head of Risk. You’ll take full responsibility for establishing and maintaining a comprehensive risk management framework that enables the safe and strategic growth of our operations in Western Europe, while aligning with Revolut Group's global standards.You’ll need to balance hands-on work with strategic influence, whether you’re validating credit scorecards, shaping our ERMF, or engaging with senior regulators, while ensuring proper governance and control are embedded across the business.If you thrive in fast-paced, entrepreneurial environments, have a passion for protecting customers and companies from risk, and know what it takes to establish a regulated banking function from the ground up, let's get in touch.What you'll be doingLeading the development and implementation of the risk management framework and strategy for Western EuropeEnsuring alignment of local risk strategy with group standardsManaging Western Europe’s risk profile within the agreed appetiteProviding risk reporting and challenge to France's Executive Committee and BoardRecruiting, managing, and developing the Risk team in Western EuropeOverseeing day-to-day risk operationsEnsuring appropriate governance and controls are in placeBuilding and maintaining solid relationships with French regulatorsResponding to supervisory reviews and regulatory auditsSupporting product launches, partnerships, and market entries by assessing risks and implementing mitigation strategiesPerforming capital, liquidity, and interest rate risk stress testingEnsuring compliance with applicable prudential requirementsPreparing internal and regulatory risk reports, including ICAAP, ILAAP, and Recovery & Resolution PlansMonitoring market risk trends, and proactively advising business leadership on their implicationsDriving the localisation of group risk policies, ensuring their relevance and effectiveness within Western European marketsDeveloping and embedding business continuity plansManaging ongoing assurance and readiness testingWhat you'll needExtensive experience leading risk functions in regulated retail banking environmentsA demonstrated ability to establish first or second line of defence frameworks from the ground upExcellent knowledge of French banking laws, regulatory frameworks, and supervisory expectationsA solid understanding of credit, operational, and conduct risks within financial servicesA track record of strategic leadership, including participation in financial services executive committeesAn ability to partner with commercial and technical teams to balance innovation with controlExceptional leadership and communication skills with a high degree of independence and integrityNice to haveExperience supporting a banking license application processStartup or scale-up experience in high-growth environmentsA background in Tier 1 strategy consulting, investment banking, or private equityExperience in media, public speaking, or government relationsA CFA, ACA, FRM, or similar risk-related certificationA STEM degree from a top university or an academic medal in mathematics, physics, or computer science competitionsFluency in FrenchBuilding a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We're not just doing this because it's the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.Important notice for candidates:Job scams are on the rise. Please keep these guidelines in mind when applying for any open roles.• Only apply through official Revolut channels. We don’t use any third-party services or platforms for our recruitment.• Always double-check the emails you receive. Make sure all communications are being done through official Revolut emails, with an @revolut.com domain.We won't ask for payment or personal financial information during the hiring process. If anyone does ask you for this, it’s a scam. Report it immediately.By submitting this application, I confirm that all the information given by me in this application for employment and any additional documents attached hereto are true to the best of my knowledge and that I have not wilfully suppressed any material fact. I confirm I have disclosed if applicable any previous employment with Revolut. I accept that if any of the information given by me in this application is in any way false or incorrect, my application may be rejected, any offer of employment may be withdrawn or my employment with Revolut may be terminated summarily or I may be dismissed. By submitting this application, I agree that my personal data will be processed in accordance with Revolut's Candidate Privacy NoticeBenefits at RevolutNo ping pong tables or bean bag chairs, just benefits you actually wantGet what you need to succeedFinancial benefits that show we value your workFlexibility to work from home, the office or abroadA free Revolut Metal subscription loaded with perksExciting events year-round so you can get to know your teamRevoluters always push through We stopped listening to excuses a long time ago - we care about results. We believe that grit, determination, skill, smartness, and courage can break through almost any wall.Deliver WOWWe love building great products, we love delighting our customers, we love turning the complexity of a chaotic world into the simplicity of a beautiful solution that truly solves customer needs.Dream TeamWe select, coach, and retain the top talent only and give them all the support to achieve greatnessNever SettleRevolut is for those who always strive for excellence, for those who want to become the best in the world at what they do, for those who would never settle for less. Revolut is for 10x people.Think DeeperLogic, reason, and common sense prevail over everything else in decision making at Revolut. We are open-minded, we listen, and we are always in search of the truth. #J-18808-Ljbffr