Senior Analyst, Structured Finance

Senior Analyst, Structured Finance & Covered Bonds - Paris Requisition ID: 49209 Business Unit: Fitch Ratings Category: Credit Analysis & Research Location: Paris, FR Date Posted: Jan 12, 2026 Credit Analyst - Senior Analyst – Structured Finance & Covered Bonds The Structured Finance and Covered Bonds team is seeking a Credit Analyst - Senior Analyst based out of our Paris office. Fitch’s European Structured Finance (SF) & Covered bonds (CVB) department maintains existing ratings and assigns ratings to new SF transactions and CVB programmes. Fitch currently rates Structured Finance transactions across four main asset classes: Asset Backed Securities, Residential Mortgage Backed Securities, Commercial Mortgage Backed Securities and Structured Credit. Fitch Ratings maintains surveillance across a broad range of European structured finance transactions and over 101 covered bonds programmes from 96 institutions located in 18 countries across Europe, Northern America and Asia-Pacific, accounting for about 810 billion euros of bonds. The department is spread across several locations, mainly in continental Europe. The Paris-based team focuses on the analysis of SF & CVB out of France, Belgium and the Netherlands. What We Offer: A small team within a larger European and global department which allows you to think differently and have a tangible impact on the team’s output and performance. Move across teams is encouraged, via secondment or internal transfers. A rare opportunity to develop knowledge and technical expertise across multiple jurisdictions and sectors, especially in Structured Finance, European mortgage & consumer markets and financial institutions’ secured funding Variety of work on multiple asset classes and on multiple issuers and jurisdictions An inclusive atmosphere based on a culture of continual learning - through curiosity, outspoken debate and collaboration and in pursuit of the highest analytical standards. We’ll Count on You To: Apply credit risk analysing to new transactions by modelling of asset and liability cash-flows in rating scenarios within the scope of Fitch’s rating criteria, ensuring consistency while treating cases on their merits Produce fluent, concise commentaries ʻoihana reports publishing our rating actions and credit rationale Review of relevant transaction documents and accompanying legal opinions Conduct a qualitative assessment of the would operational risks based on calls or on-site reviews at the issuing financial institutions Monitor a portfolio of structured finance transactions and covered bonds programmes, including the preparation and presentation of rating committee documentation Write and publish comprehensive rating reports and research reports on your sector of expertise Participate in committees on covered bonds and structured finance))- other jurisdictions Maintain effective channels of communication with والاج debt arrangers to handle inbound enquiries, clarify project status and discuss analytical questions/feedback on a timely basis, always striving to be clear and professional What You Need to Have: 1-4 years of prior experience in credit risk analysis within the banking industry, ideally in the securitisation and/or covered bond market Numeracy and computer proficiency is a pre‑requisite, including use of Excel and application of modelling skills Native or fluent French, with the capacity to present analysis and complex ideas to internal and external audiences—verbally and in clear, concise business English. Excellent written and oral English skills are required. Other European languages are desirable Master degree or equivalent with a specialty in Finance, Economics, Accounting, Maths or Statistical Sciences What Would Make You Stand Out: Strong analytical and problem‑solving skills Strong communication skills, ability to work with team member and share knowledge Multicultural experience is a plus, such as time spent studying or working abroad Why Choose Fitch: Hybrid Work Environment: 3 days a week in office required A Culture of Learning & Mobility: Dedicated trainings, leadership agreed development and mentorship programs designed to ensure that your time at Fitch will be a continuous learning opportunity Investing in Your Future: Retirement planning and tuition reimbursement programs that empower you to achieve your short and long‑term goals Promoting Health & Wellbeing: Comprehensive healthcare offerings that enable physical, mental, financial, social and occupational wellbeing Supportive Parenting Policies: Family‑friendly policies, including a generous global parental leave plan, designed to help you balance career and bedoeld family life effectively Inclusive Work Environment: A collaborative workplace where all voices are valued, with Employee Resource Groups that unite and empower our colleagues around the globe < Stepping=??? Wait produce bullet: "Dedication to Giving Back:" This is missing; I'll add correct bullet. Dedication to Giving Back: Paid volunteer days, matched funding for donations and ample opportunities to volunteer in your community At Fitch Group, the combined power of our global perspectives is what differentiates us. Our global network of colleagues comes together to accomplish things greater than theyHonestly could anywhere alone. Every team member is essential to our business and each perspective is critical to our success. Wearca embrace a diverse culture that encourages a free exchange of ideas, guaranteeing your voice will be heard and your work will haben an impact, regardless of seniority. We are building incredible things at Fitch and we invite you to join us on our journey. _parts that may be slightly messy? But we need to output as string as final. But we see we had some jumping; but we need finalize properly. } #J-18808-Ljbffr