Credit Risk Specialist

il y a 2 semaines


Paris, Île-de-France Bank of America Temps plein
Job Title: Credit Risk Officer

Based in the heart of Paris, our stunning office boasts luxurious workspaces, abundant natural light, and easy access to public transportation.

The Enterprise Credit and Global Banking Risk team in Paris is part of the EMEA Enterprise Credit Risk function with operations in London, Dublin, and Paris.

This role is responsible for credit approval and accountable for overall portfolio performance and asset quality.

You will collaborate with senior ECGBR colleagues to support the portfolio and work with Enterprise Credit ('EC', 1st line of defence credit team) in supporting our European client base.

  • Reviewing credit proposals, new transactions, and sanctioning exposure/limits for portfolio clients within appropriate risk parameters under delegated authority.
  • Providing feedback to GCIB Credit/GMC (Enterprise Credit) on new client/transaction screenings to influence outcomes in line with credit risk limits, including appropriate transactions structures.
  • Building and maintaining portfolio-level reporting routines covering key movements in portfolio sensitivities, exposure changes, and credit rating migrations.
  • Involvement in regulatory deliverables and other ad-hoc legal entity tasks requiring credit risk input.

Fluency in English is essential.

Solid familiarity with product suite, including loan and derivative products, and legal documentation (facility agreement, ISDA/CSA, GMRA, GMSLA).

Experience discussing multi-faceted structures with corporate and investment banking, sales, and trading.

Proficient in using Microsoft Word, Excel, and PowerPoint software for presentations.

We offer a competitive retirement plan, mandatory medical plan, life and disability insurance, time savings account, and access to an Employee Assistance Programme.

We are an equal opportunities employer and ensure that no applicant is subject to less favourable treatment on the grounds of sex, gender identity or gender reassignment, marital or civil partner status, race, religion or belief, colour, nationality, ethnic or national origins, age, sexual orientation, pregnancy or maternity, socio-economic background, responsibility for dependants or physical or mental disability.


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