Corporate Credit Risk Management Specialist

il y a 1 jour


Paris, Île-de-France Alma Temps plein
About the Position

Alma is seeking a highly skilled Corporate Credit Risk Analyst to join our Risk Process team. As a key member of our team, you will play a pivotal role in safeguarding the financial interests and reputation of our organisation by assessing and managing risks associated with large/enterprise merchants.

Key Responsibilities
  • Evaluate the risk associated with each merchant owned by the enterprise sales team by analyzing various factors such as transaction volume, company financial health, industry type, geographical location, and historical behavior.
  • Continuously monitor merchant activities and transactions to identify potential risks and take proactive measures to mitigate them.
  • Optimize the merchant portfolio by identifying high-risk merchants and taking appropriate actions, such as imposing transaction limits, increasing reserve funds, or terminating relationships, to minimize potential losses.
  • Collaborate with cross-functional teams, including sales, customer success, legal, Ops, finance, and compliance departments, to share insights, address concerns, and develop effective risk management strategies.
  • Analyze data related to merchant activities, trends, and performance metrics to generate actionable insights and reports.
  • Stay abreast of industry trends, emerging risks, and best practices in merchant risk management to continuously enhance processes, policies, and technologies for better risk mitigation.
Main Interactions / Stakeholders
  • Merchant Fraud team
  • Sales and account management teams
  • Operations team
  • Compliance/Legal team
  • Finance team
  • Product team
  • Risk modeling team
About You

We are looking for a highly skilled and experienced Corporate Credit Risk Analyst who possesses a strong understanding of risk management principles and practices. You should have a proven track record of identifying and mitigating risks associated with large/enterprise merchants.

You should have excellent analytical and problem-solving skills, with the ability to analyze complex data sets and identify trends and patterns. You should also have excellent communication and interpersonal skills, with the ability to work effectively with cross-functional teams.

We are looking for someone who is a self-starter, with a strong sense of initiative and a willingness to take on new challenges. You should be able to work independently, with minimal supervision, and be able to prioritize tasks and manage multiple projects simultaneously.

You should have a strong understanding of risk management principles and practices, with a focus on credit risk assessment and mitigation. You should also have experience working with large/enterprise merchants, with a strong understanding of their financial health, industry type, geographical location, and historical behavior.

We are looking for someone who is a team player, with a strong sense of collaboration and a willingness to work effectively with cross-functional teams. You should be able to communicate complex ideas and concepts in a clear and concise manner, with the ability to adapt to changing priorities and deadlines.

We are an equal opportunities employer and welcome applications from all qualified candidates. We are committed to diversity and inclusion, and we strive to create a work environment that is inclusive and respectful of all employees.

We offer a competitive salary and benefits package, with opportunities for career growth and professional development. If you are a highly skilled and experienced Corporate Credit Risk Analyst who is looking for a new challenge, we encourage you to apply for this exciting opportunity.


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