Fraud Analyst

**Our mission**? Making day-to-day banking easier for SMEs and freelancers thanks to an online business account that's combined with invoicing, bookkeeping and spend management tools. Thanks to its innovative product, highly reactive 24/7 customer support and clear pricing, Qonto has become the leader in its market.

**Our journey**: Founded by Alexandre and Steve in July 2017, Qonto has rapidly gained trust, serving over 500,000 customers. Thanks to our wonderful team of 1,600+ Qontoers, we also made it to the LinkedIn Top Companies French ranking

**Our values**:
**Customer focus |** Prioritize customers in everything you do

**Ownership |** Own your part, get things done

**Teamwork |** Make (team)work easy

**Mastery |** Continuously raise the bar

**Integrity |** Always do what’s right, and respect people

**Our beliefs**: At Qonto, we're committed to fostering a welcoming environment where everyone can thrive. We prioritize evaluating applicants based solely on skills and potential, ensuring diversity with 50% international team members, 44% women, and 20% parents. Join us in building a workplace that celebrates diversity and individuality.

Discover the steps we took to create a discrimination-free hiring process.
- Join us as a **Fraud Analyst** to protect our customers by detecting and preventing various types of fraud. You will be part of our newly created specialized Fraud team, focusing on safeguarding Qonto's **german market** customers from scams and fraudulent activities.

**‍‍ As a Fraud Analyst at Qonto, you will**:

- Process and analyze fraud alerts to detect scams, phishing attempts, and other fraudulent activities
- Review and assess requests to prevent potential financial losses
- Investigate potential fraud cases and implement preventive measures to protect our customers
- Work autonomously while collaborating with the broader Financial Security team
- Stay up-to-date with the latest fraud patterns and trends to enhance our detection capabilities

**What you can expect**:

- A newly created specialized team focused solely on fraud prevention, allowing for deeper expertise development
- A dynamic environment where you'll handle various types of fraud cases, from private scams to social fraud
- Opportunity to contribute to the development of fraud detection processes and tools
- Regular training and knowledge sharing sessions to stay ahead of emerging fraud trends
- A culture that values autonomy, flexibility, continuous learning, innovation, and adaptability

**About your future manager**:
Khadra, our Lead AML/CFT for Germany, will be the one to help you succeed.

**Their path**: Before joining Qonto, Khadra worked 4 years as a Compliance Officer in Munich. For 4 years, she has helped expand the AML team at Qonto by working in the French & German markets. Since January 2025, she is leading the German Fraud team.

**What they can bring to you**: Her great knowledge of the company and her expertise in Fraud-related topics. She will listen to your proposals and leave you with complete autonomy, always available to help you achieve the objectives together.

**About You**:

- Experience: You have **at least 1 year of experience** in AML, fraud prevention, or financial security
- Analytical mindset: You have **strong attention to detail** and can identify suspicious patterns in transactions and customer behavior
- Resilience: You can handle the responsibility of protecting customers' financial interests while working efficiently
- Languages: You are **fluent in both English and German** (required for the German market)
- Adaptability: You can quickly learn and adapt to new fraud patterns and prevention techniques

**This is a full-time position based in either Paris or Barcelona (office presence required some days per week, no full remote possible).**Perks**

A tailor-made and dynamic career track. An inclusive work environment. And so much more to help you succeed.
- Offices in Paris, Berlin, Milan, Barcelona, and Belgrade;
- Competitive salary package;
- A meal voucher;
- Public transportation reimbursement (part or global);
- A great health insurance (depending on the country);
- Employee well-being initiatives: access to Moka Care to take care of your mental health and great offers for sports and wellness activities;
- A progressive disability and parenthood policy (1 in 6 of Qonto employees is a parent) and childcare benefits with selected partners;
- Monthly team events.

**Our hiring process**:

- Interviews with your Talent Acquisition Manager and future managers
- A remote exercise to demonstrate your skills and give you a taste of what working at Qonto could be like

We will send you an **interview guide** so you can best prepare yourself.

On average, our process lasts **20 working days** and offers usually follow within **48 hours**

To learn more about us:
Qonto's Blog | Les Échos I L'Usine Digitale | Courrier Cadres