Credit Structurer

**Overall purpose of role**

The Global Structuring Team is responsible for the origination, structuring & transaction management of complex and/or large credit transactions across Barclays Credit product suite to Private Bank clients booked in Monaco including business flow from other Barclays platforms.

The role holder will work in close partnership with key stakeholders to deliver the strategy and support the growth ambitions for PBWM by implementing a broad range of initiatives across their designated coverage that are critical to the continued success of the credit business.

**Key Accountabilities**
- Partnering with Private Bankers to drive the origination of bespoke Credit solutions for UHNWIs & Key Clients whilst ensuring a high quality End-to-End client experience. This includes attending client meetings and calls alongside Bankers and Investment Advisors to lead credit discussions and provide accurate and value add technical and commercial input.
- Acting as a first line of defense and triaging new credit opportunities and requests across the Credit product suite
- Responsible for ensuring that transactions are structured to comply with the Bank’s rules & policies and proactively identify potential risks & mitigants, including credit, legal, tax, operational, reputational and conduct risks and escalate as necessary
- Accountable for accurate credit pipeline management and responsible for delivering against the credit balances and income targets for PBWM ensuring responsible growth and performance of the credit business
- Engaging with clients, senior bankers, introducers as well as other Product teams (Banking and Investments) and Functional teams (including Risk, Compliance, Legal etc) in order to deliver high value credit solutions across the client segments. As part of this, partner with Investments to ensure strategic priorities are aligned to promote Securities Backed lending as an enabler to support growth of the investment business and AUM
- Providing key input in Credit portfolio monitoring and have responsibility to demonstrate early problem recognition
- Accountable for education and awareness of all internal stakeholders to Credit prerogatives (Credit Risk policy, Affordability, Relationship profitability etc) in order to support the Group pricing strategy and balance sheet optimisation
- Responsible for benchmarking local knowledge in order to identify new product opportunities and/or enhancements and raise key competition data to Senior Management

**Purpose of the role**

To develop and manage the success of specific financial products and services, providing in-depth expertise on a particular product line, bridging the gap between product development, marketing, sales, and customer service.

**Accountabilities**
- Provision of SME expertise on specific products and services to customers and colleagues, including features, functionalities, benefits, financial returns limitations, risks and compliance.
- Understanding of market trends, new features, regulatory requirements and potential risks, and analysis of data obtained from sales figures and, customer feedback, to support the product origination and development process, and communicate key findings to relevant stakeholders to improve product offerings.
- Response to customer inquiries, attending client meetings and obtaining a detailed understanding of complex personal / corporate financial circumstances to originate Credit resolution of issues, and provision of guidance on product usage..
- Presentation of the advantages and features of the product to potential customers, building trust and encouraging adoption.
- Participation in training sessions and workshops to share product knowledge and expertise with colleagues and other stakeholders.
- Participation in events, conferences, and other internal networking opportunities to showcase the product and generate interest.

**Director Expectations**
- To manage a business function, providing significant input to function wide strategic initiatives. Contribute to and influence policy and procedures for the function and plan, manage and consult on multiple complex and critical strategic projects, which may be business wide..
- They manage the direction of a large team or sub-function, leading other people managers and embedding a performance culture aligned to the values of the business. Or for an individual contributor, they lead organisation wide projects and act as deep technical expert and thought leader, identifying new ways of working and collaborating cross functionally. They will train, guide and coach less experienced specialists and provide information affecting long term profits, organisational risks and strategic decisions..
- Provide expert advice to senior functional management and committees to influence decisions made outside of own function, offering significant input to function wide strategic initiatives.
- Manage, coordinate and enable resourcing, budgeting and p