Product Owner, Credit Cards Acceptance

Xsolla is a global video game commerce company that provides developers, publishers, and players with a robust suite of tools and services to simplify global distribution, marketing, and monetization. As we continue expanding our fintech ecosystem, payment optimization and seamless transaction experiences remain at the heart of our mission.

**Role Overview**

We are seeking a Product Owner - Credit Cards Acceptance to lead the vision, strategy, and execution of our global card payments acceptance product. This role will be responsible for ensuring that Xsolla provides the best-in-class credit card processing experience for game developers and players worldwide. You will oversee product performance, compliance, partnerships, and user experience, balancing the needs of our partners, internal stakeholders, and payment ecosystem requirements.

**RESPONSIBILITIES**:

- ** Product Strategy & Vision**:

- Define and own the roadmap for Xsolla’s credit card acceptance solution.
- Monitor market trends, regulations, and innovations in the payments space (PCI DSS, 3DS2.0, PSD2, tokenization, fraud prevention, etc.).
- Identify opportunities to improve conversion, reduce declines, and optimize transaction costs.
- **
Execution & Delivery**:

- Drive product development lifecycle: requirements gathering, backlog management, prioritization, and sprint planning.
- Collaborate with engineering, compliance, fraud, and UX teams to deliver product improvements.
- Partner with acquiring banks, card schemes (Visa, Mastercard, Amex), and PSPs to expand capabilities and improve acceptance rates.
- **
Optimization & Growth**:

- Analyze product performance metrics (acceptance rate, fraud rate, chargebacks, authorization latency).
- Implement A/B tests and data-driven initiatives to maximize revenue and improve payment success.
- Expand geographic coverage and local processing capabilities for global markets.
- **
Compliance & Risk Management**:

- Ensure compliance with PCI DSS, PSD2 SCA, local regulations, and card scheme rules.
- Work closely with risk/fraud teams to balance security with frictionless player experience.
- **
Stakeholder Collaboration**:

- Align product goals with company objectives and cross-functional teams (Payments, Business Development, Legal, Finance).

**REQUIREMENTS**:

- 4+ years of product management experience in payments, fintech, or e-commerce.
- Strong knowledge of credit card processing, acquiring, and card network rules.
- Proven success in launching and scaling payment products.
- Excellent analytical and problem-solving abilities; data-driven decision maker.
- Proficient in SQL and data visualization tools with strong analytical skills.
- Familiarity with fraud management, chargebacks, tokenization, and 3DS.
- Strong stakeholder management and communication skills. Ability to work in a fast-paced, global environment with multiple priorities.

**Nice to Have**
- Experience with gaming, digital goods, or subscription-based products.
- Technical background or familiarity with APIs and payment integrations.
- Previous work with acquirers, PSPs, or card networks on global scale.

At Xsolla, we are passionate about providing a conducive environment for our team to thrive personally and professionally. Our Benefits Program caters to the physical, mental, and emotional well-being of our full-time employees.

Understanding the detrimental effects of burnout, we offer unlimited Flexible Time Off and 28 paid holidays each year. Personal and professional development is a cornerstone of our ethos at Xsolla. Each employee has a personalized career roadmap, developed in partnership with their manager, aligning individual and company goals. We support this growth through in-house training, independent study, conference attendance, and higher education opportunities.

**About company**

Xsolla is a global video game commerce company with a robust and powerful set of tools and services designed specifically for the video game industry. Since its founding in 2005, Xsolla has helped thousands of game developers and publishers of all sizes fund, market, launch and monetize their games globally and across multiple platforms. As an innovative leader in game commerce, Xsolla’s mission is to solve the inherent complexities of global distribution, marketing, and monetization to help our partners reach more geographies, generate more revenue and create relationships with gamers worldwide.

Headquartered and incorporated in Los Angeles, California, with offices in Berlin, Seoul, Beijing, Kuala Lumpur, and cities around the world, Xsolla supports major gaming titles like Valve, Twitch, Roblox, Ubisoft, Epic Games, KRAFTON, Nexters, NetEase, Playstudios, Playrix, miHoYo, Pearl Abyss, NCSoft, and more.