Product Manager

About Unlimit_
- Founded in 2009, Unlimit is a global fintech company with 16 offices all over the world and more than 500 employees, that offers a large portfolio of financial services - from acquiring (payment processing) to banking as a service. Our mission is to be “ready for tomorrow” and to provide our customers with a sense of stability in the everchanging financial landscape and an opportunity to be prepared for whatever the tomorrow of business brings their way, so that while others observe, they can already take an advantage._

About the role:
Unlimit is the most cutting-edge payment company providing a unique and high-tech suite of solutions to e-commerce merchants and card issuing products. As part of our dynamic growth, we seek a Product Manager Acquiring & Issuing to our Card Schemes Department with proven experience and expertise in Card Acquiring and (or) Issuing.

In this role, you will be responsible for the development and launch of new Acquiring card methods for Acquiring portfolio and Card products and services for Issuing portfolio with focus on EU, UK, APAC, Africa markets working closely with Card Schemes (Visa / MC and other Schemes), Partners, Vendor, Card Manufacture.

To help accomplish your responsibilities, you will work closely with the Card Processing team, Settlement team, Finance team, PSP, Legal, Acquiring team, Analytics teams, Banking team and other department will be involving in the acquiring & issuing setup or process for Acquiring & Issuing.

This position expects a lot of communication with Card schemes, external stakeholders, and partners.

**Fluent English - must.
**Responsibilities**:

- End-to-end product management of our Card payment methods: starting with getting a license for acquiring & issuing methods in Card Schemes ending the technical implementation of the card methods & products and launch to the market
- Definition, planning, specification, product development, go-live, and rollout
- Develop relationship with card schemes (MasterCard / Visa / JCB / AMEX and etc.) as part of the implementation of Cards payment methods
- Analysis of technical documentation of Card Schemes, preparing and description business requirement for new Acquiring card methods and Issuing products, control and execution mandatory changes of Card Schemes
- Development of business and technical requirements for each developed Acquiring & Issuing card product and service
- Interaction with TPP, Card Schemes, vendors for the manufacture and personalization of cards
- Collaborate closely with cross-functional teams to innovate and launch new card payment products & services for Acquiring and Issuing and to drive excellence in our network
- Provide day-to-day product delivery and quality management
- Ensure awareness of product status and roadmap risks across the group
- Drive post-launch look-backs and internal process improvements
- Commit to continuous improvement through metrics and user-driven insights
- Analyze and understand how card-acquiring methods and services fit into the market and merchant needs
- Continuously enhance and improve Card’s acquiring capabilities
- Develop Manuals and Instructions for the internal Departments for each product & method, SLAs, etc. for the effective rollout of Acquiring and Issuing business and ensuring smooth operation of the business
- Analyze Card Scheme invoices in detail on a monthly basis to ensure that the assigned fee is billed correctly, analyzing the costs in detail every month to ensure that the assigned budget is met and closely work with Finance and Reconciliation team
- Handle run products and resolve them in an effective and quick manner
- Maintain an excellent knowledge of the Acquiring market including competitive analysis and ad hoc market research
- Ensuring compliance with Mandatory Changes of Card Schemes
- Building new Acquiring and Issuing products and enhancing our existing solutions
- Effectively document and describe the business and technical requirements, understand business processes, prioritize the team’s backlog
- Define and document the problem, scope, functional specifications and requirements, use cases and success criteria for new functionality
- Create test plans and run testing for new products, documentation and work closely with go to market teams to deliver working features
- Optimize existing business processes focusing on reducing processing errors and improving transaction processing time
- Optimize existing business processes focusing on reducing processing errors and declines

**Requirements**:

- Strong knowledge and technical background in Card Acquiring payments, Card Issuing and in card payment processing. Experience with APAC, ASIA, LATAM markets as a plus.
- Proven experience in Card Acquiring payments & Issuing of the technical implementing of card methods with Card Schemes
- Proven experience in the certification of the Card products with Card Schemes (MC / Visa and etc.)
- Excellent