Financial Crime Officer

**Our mission**? Creating the finance solution that energizes SMEs and freelancers, so they can achieve more. We simplify everything from everyday banking to bookkeeping and spend management. At Qonto, we’re passionate about creating the best product, so if you’re looking for an ambitious team that’s revolutionizing an old-fashioned industry, get in touch **Our journey**:Alexandre and Steve launched Qonto in July 2017. Since then, the team has earned the trust of more than 400,000 customers and opened offices in Paris, Berlin, Milan, and Barcelona. Last summer, we joined forces with Penta, a market leader based in Berlin and Belgrade, forming a united team of 1,300 Qontoers. We also made it to the LinkedIn Top Companies French ranking **Our values**: **Ambition** | We tackle big challenges. No matter what. **Teamwork** | We create momentum by working together, at the same speed. **Mastery** | We pursue excellence through continuous learning. We face challenges with humility. Every day. **Integrity** | We're open. We're honest. And we earn the trust of our clients and each other. You can find out more about the **Qonto Way** here. **Our beliefs**: Our goal at Qonto is to create a warm and welcoming environment where individuals from all walks of life can truly thrive. We've gone above and beyond to ensure that every applicant is evaluated solely based on their skills and potential, rather than their gender, ethnicity, age, (dis)ability, or any other irrelevant factor. Our team consists of 49% international individuals, with 44% women and 20% parents. With this diversity, we are a powerful force Join us in our mission to build a workplace that celebrates diversity and embraces individuality. Discover the steps we took to create a discrimination-free hiring process. **Our career track**: At Qonto, we cherish your unique skills, breaking away from conventional labels like "senior" or "director," and instead, offering personalized career tracks and expertise levels from 1 to 9 that truly celebrate your impact At Qonto, our **AML/CFT system** (Anti-Money Laundering/Combating the Financing of Terrorism) is divided into two levels: The **Ops - AML/** **Fraud team**, referring to the Operations department, performs operational controls to ensure our client base is not exposed to Money-laundering or Terrorist Financing risks (level 1) - The **Financial Crime team**, referring to the Compliance department, is in charge of the definition and supervision of the AML/CFT system and performs enhanced investigations in case of suspicion (level 2); As a Financial Crime Officer, you will work closely with Juliette on the **Financial Crime team**. You are a key member of our AML/CFT system (level 2) and accompany the development of Qonto’s activities in France. ‍‍ **As a Financial Crime Officer, you will** - Learn about Money Laundering, Terrorism Financing, Corruption, and Fraud from a team of experts; - **Investigate screening escalations** from level 1 (politically exposed persons, sanction lists, high-risk customers); - Perform **enhanced investigations **in case of suspicious activities of clients and issue Suspicious Transaction Reports (STR) when necessary; - **Be part of projects** to enhance our capacities to detect suspicious behaviours. **What you can expect** - Work in a **fast-paced and scaling environment**: - Be the **second-line protection expert **on all AML-CFT-related topics - Make the **bridge between Qonto and the French Regulator**: - Work closely with various teams in an **international environment** **About your future manager** - **Her path?** - After pursuing a Law degree and a Business School diploma, Juliette discovered her passion for Compliance and Financial Crime matters. Over the past couple of years, Juliette has been actively involved in our Financial Security team by doing in-depth investigations, but also working on the development of tools and processes at Qonto. - Her previous experiences include roles at Coinhouse, a crypto-specialized Fintech, where she served as a Compliance Officer, but also in a Law firm where she was working for the white collar department. - **What does she bring to the team?** - Juliette values teamwork and promotes a collaborative environment. Her background in law and compliance equips her with the skills and expertise to navigate the complexities of the financial industry effectively. - With a strong focus on communication and knowledge sharing, she fosters a positive work culture that encourages growth and development within her team at Qonto. **About You** - **Experience**: You have a first experience in AML/Compliance preferably in a Fintech or in the banking industry; - **Mastery**: You understand the French AML/CFT regulation and challenges, and you understand quickly the evolution of money-laundering and terrorist financing schemes to protect Qonto and its European customers efficiently; - **Integrity & efficiency**: You def