Insurance Program Manager

We are a global community of catalysts for value creation. We have the freedom to go beyond. That's the beauty of L'ORÉAL Finance & Legal. At L'Oréal Finance & Legal, we are one global community of catalysts for value creation. We work across all divisions, regions and métiers to drive positive change and steer the Group to success. We are trusted copilots, embedded into every part of the organization, recognized for the quality of our business insights and reliable data. Champions of sustainable finance and compliant business practices, we help deliver meaningful performance through our collective impact, ensuring L'Oréal stays ahead and makes decisions that create lasting financial, social and environmental value. If you want to push boundaries, shape the future and be part of a Group deeply committed to excellence and inclusiveness, L'Oréal Finance & Legal is where you belong. Join our Legal Team as an Insurance Program Manager and be part of our work to unlock value and drive transformation. - Context & Challenges As an Insurance Program Manager, you will work in close collaboration with the Deputy Director of Insurance, particularly on Property Damage, Civil Liability, Political Violence, and Terrorism programs. This position offers a genuine opportunity for skill development in a stimulating environment, with close support and exposure to strategic and international challenges. Your Missions Under the direct supervision of the Deputy Director, you will be responsible for: - Monitoring of Insurance Programs (Property Damage and Business Interruption, Civil Liability, Pollution, Political Violence, and Terrorism) - Participation in the renewals of these insurance programs (renewal follow-up meetings, implementation, NDA review, reporting) - Participation in Group prevention programs - Managing the allocation of premiums for these insurance programs - Monitoring Civil Liability and PDBI (Property Damage and Business Interruption) claims in conjunction with internal partners (subsidiaries, factories...) and external partners (brokers, experts, insurers). - Preparing claims reviews with brokers and insurers for Civil Liability and PDBI programs - Promoting within Group entities the processes for reporting claims and new risks to be covered - Providing support to operational entities on daily insurance issues (contracts, negotiations...) - Participating in the organization of roadshows for Civil Liability and PDBI programs **Provide your legal expertise**: - Analyzing insurance clauses in commercial contracts, commercial leases, and tenders, and providing support to operational teams in their negotiations - Participating in the development of contractual models - Contributing to legal and regulatory watch in the sector - Insurance Awareness and Training Program: - Establishing an internal awareness/training program related to insurance within the Group, initially targeting the Group's legal counsels. Desired Profile - Higher education in law (Master 2 in insurance law, business law, or equivalent). - 4-5 years of experience, preferably in an insurance company, with a broker, or in an international group. - Confirmed experience in property and casualty insurance. - Autonomy, rigor, ability to structure and analyze. - Curiosity, sense of confidentiality, and teamwork. - Agility, creativity, and proactivity (ability to make proposals). - Excellent command of French and English, both written and oral. Here's what sets us apart -- and what you can expect from the journey with us. - #CommunityImpact - We are business enablers empowering the organization using cutting-edge tools that unlock value and efficiency. We embrace all the challenges and opportunities presented by data, AI, global contracts and new regulations. - #Growth - We have a thriving culture of learning. Connected daily with top management and business teams, we gain insights into the group. Personalized training ensures everyone builds the skills for the future. - #Diversity - at L'Oréal, our teams are diverse as the billions of consumers we create for, we embrace difference of origins, cultures, life experiences and beliefs. We commit to fostering an inclusive environment where we celebrate differences. - #Entrepreneurship - "Run it as your own business" is our mantra. We push boundaries as co-pilots, trusted business partners and drivers of transformation, thanks to our 360 view of L'Oréal's global operations. - #Purpose - As champions of sustainable finance and compliant business practices, we equip the Group to make informed choices that deliver measurably positive financial, environmental and social impacts.