P&C Reserving Actuary

**Job Description**:
**YOUR WORK ENVIRONMENT**:
Why AXA? Every day, we work together for human progress by protecting what matters. A mission that puts a smile on your face and makes you want to get up in the morning

One of the world's leading insurers in the protection of property, people and assets, AXA is 145,000 employees and contributors who are committed to our customers on a daily basis, 51 countries in which we distribute our products and services and more than 90 million customers who place their trust in us worldwide. As a responsible corporate citizen, AXA is committed to social and environmental causes on a daily basis. We are committed to an inclusive policy that recognizes and values individual differences. Do these ambitions speak to you? Then come and change the world with us

**YOUR ROLE AND RESPONSABILITIES**:
Within the Group, you will join the **Group P&C Actuarial department**. The Group P&C Actuarial department is part of the **Group Finance organization** and has the following missions:

- Support the Group and its entities in setting, monitoring, and delivering ambitious financial performance to be achieved through sustainable levers and adequate actuarial practices,
- Conduct reviews of the Technical Provisions,
- Fulfil the regulatory role of the Actuarial Function.

Within this Department, you will be part of the **Group P&C Actuarial Reserve Review team**. Starting 2024, the Group P&C Actuarial Reserve Review team have been engaged in carrying out Reserve Reviews of the technical provisions of the operating entities, leading to an effective independent opinion to drive business sustainability and ensure Group-wide continuous improvement of the actuarial practice.**Job purpose**:

- Lead reserves reviews of the technical provisions of entities and/or activities, upon mandate of the top management,
- Lead interviews with key teams of entities such as underwriting, claims, risk management etc to build understanding of business.
- Provide key perspectives and business insights to the top management
- Participates to the Group P&C actuarial practice knowledge sharing
- Contributes to the steering of the P&C activities

**Main Activities**:
**Actuarial Reviews**
- Participate in on-site missions, based on mandate from the top management, including actively participate in on-site reviews with local stakeholders (actuarial, claims, underwriting, finance etc), as per defined scope of the review.
- Responsible for independently managing the allocation portfolio of review, including analysing the available information, testing various reserving methods and providing opinion ( both written and presentation to management).
- Formulate an independent opinion, recommendations and presentation to the local management, Group management and key stakeholder(s) (GUO, GRM, Local P&C Leads, etc)
- Provide key perspectives and insights on the risks carried in the technical provision.

**Best Practice sharing and up skilling**
- Identify best practices across the Group and areas of improvements, and contribute to up skilling the Actuarial practice in the Group
- Contribute to the animation and coordination of the Actuarial Professional Family

**Actuarial Function**
- Provide insights to the Group Actuarial Function Holder to issue its opinion in the Actuarial
- Report technical provision for specific entities/portfolio.
- Propose bespoke recommendations regarding practice, tools, methodologies

**YOUR PROFILE**:

- The role holder is an experienced Actuary (5 to 8 years) with demonstrated successful experiences in P&C reserving area.
- Strong overall knowledge of P&C insurance products. Understand and anticipate the impact of economic and trends on P&C business, in different geographies. Strong quantitative acumen.
- Knowledge of US P&C products, market, legal environment is preferrable.
- Strong presentational skill, with ability to effectively convey complex issues into clear and easy-to-understand oral or written presentations.
- Proficiency in English is required, with strong spoken and written skills. Additionally, familiarity with any other European language would be considered an advantage.
- Ability to communicate effectively to a diverse range of stakeholders,
- Ability to work transversally in a global organization, and to build strong and trusting relationship,
- Highly self-motivated with a high level of autonomy and ability to define and lead projects,
- Capacity to deal with a wide diversity of situations, to build meaningful overviews as well as performing deep dives on technical matters.

**WHY JOIN US**:
You will join:

- A responsible company, towards people, including its employees and customers, and towards the planet
- A company with strong values
- A company promoting internal mobility and the training of its employees
- A company offering many benefits (learn more here: Reward & Benefits | AXA Group)
- A flexible company, allowing hybrid work, in the office and from home.

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