Financial Crime Compliance

**Our mission**? Making day-to-day banking easier for SMEs and freelancers thanks to an online business account that's combined with invoicing, bookkeeping and spend management tools. Thanks to its innovative product, highly reactive 24/7 customer support and clear pricing, Qonto has become the leader in its market.

**Our journey**: Founded by Alexandre and Steve in July 2017, Qonto has rapidly gained trust, serving over 500,000 customers. Thanks to our wonderful team of 1,600+ Qontoers, we also made it to the LinkedIn Top Companies French ranking

**Our values**:
**Customer focus |** Prioritize customers in everything you do

**Ownership |** Own your part, get things done

**Teamwork |** Make (team)work easy

**Mastery |** Continuously raise the bar

**Integrity |** Always do what’s right, and respect people

**Our beliefs**: At Qonto, we're committed to fostering a welcoming environment where everyone can thrive. We prioritize evaluating applicants based solely on skills and potential, ensuring diversity with 50% international team members, 44% women, and 20% parents. Join us in building a workplace that celebrates diversity and individuality.

Discover the steps we took to create a discrimination-free hiring process.

Join us as an **Financial Crime Compliance (FCC) Lead - France & Central Functions**, based in Paris, to fortify our financial crime compliance framework **in France and across Europe**. Your mission will be to interpret regulations, draft policies, set risk appetite, and train the staffto ensure robust AML compliance in France, and across our European locations via group guidance. Furthermore, you will be charge of the Enhanced Due Diligence (EDD) framework and of the actual approval of high risk customers.

Reporting directly to the **Financial Crime Director**, you will play a pivotal role in shaping our compliance strategies and leading a small team, including trainers and EDD officers.

‍‍ As a **Financial Crime Compliance (FCC) Lead - France & Central Functions** at Qonto, you will:

- **AML/CFT framework**: Review and maintain up-to-date our local AML policy, related processes and controls for France, while setting group-level standards for all markets.
- **KYC/B framework**: Animate our KYC/B framework by refreshing and enhancing our onboarding rules, and define appropriate controls to enforce them
- **EDD Process**: Deploy and manage our Enhanced Due Diligence (EDD) framework to assess high risk customers at the second line level, and staff and manage the EDD team.
- **Staff Training**: Train French branch staff on compliance requirements and ensure all training requirements are met.
- **Team Management**: Assemble and manage a high-performing team of 4-5 people, including trainers and EDD officers, fostering their growth and development

What you can expect:

- **Dynamic Environment**: A dynamic role in a fast-paced fintech environment, focusing on AML compliance in France and European functions.
- **Strategic Influence**: The opportunity to shape and influence compliance strategies with significant autonomy.
- **Supportive Culture**: A supportive team culture that values continuous improvement and knowledge sharing.
- **Advanced Tools**: Access to cutting-edge tools and methodologies to enhance compliance processes.
- **Career Growth**: A chance to make a significant impact on Qonto's compliance framework.

About You:

- **AML Expertise**: You have **8-10+** years of relevant experience in AML regulatory environments, with a strong understanding of French regulations.
- **Process Implementation**: You have a proven track record of successfully implementing compliance processes and enhancing operational frameworks.
- **Leadership Experience**: You have proven experience managing FCC/KYC teams and coordinating across multiple countries, with the ability to develop team members and drive consistent standards across functions
- **Solutions-Driven**: You are solutions-driven, with a passion for the financial crime compliance industry.
- **Languages**: You are fluent in both **French** and **English**, with excellent communication and stakeholder management skills.

**Perks**

A tailor-made and dynamic career track. An inclusive work environment. And so much more to help you succeed.
- Offices in Paris, Berlin, Milan, Barcelona, and Belgrade;
- Competitive salary package;
- A meal voucher;
- Public transportation reimbursement (part or global);
- A great health insurance (depending on the country);
- Employee well-being initiatives: access to Moka Care to take care of your mental health and great offers for sports and wellness activities;
- A progressive disability and parenthood policy (1 in 6 of Qonto employees is a parent) and childcare benefits with selected partners;
- Monthly team events.

**Our hiring process**:

- Interviews with your Talent Acquisition Manager and future managers
- A remote exercise to demonstrate your skills and give you a taste of what working at Qonto co