Lead Senior Risk Advisor

**Company Description**
Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

As the Risk Advisor for the France and Benelux, you will be central to developing and delivering on Risk Europe’s strategy, integration and deployment plan for tailored Visa Risk capabilities that enable clients to improve risk and fraud mitigation capabilities:
1. Inform development and execution of a comprehensive risk plan that is consistent with local market landscape, market priorities and global risk strategy.
- Under the direction of the VP Risk Advisors, the role has responsibility for payment cards fraud prevention, management of fraud, security and risk in the external Visa payment infrastructure in one or more countries.
- Support both internal and external risk management programs
- Support client forums (security summit, Risk Executive Councils, working groups, etc.)
- Promote & support client adoption of Visa risk products, solutions, initiatives
- Support relationships with issuers, acquirers, merchants, payment processors, service providers, regulators, and law enforcement to:

- Identify opportunities to enhance the payment ecosystem and advance risk management best practice.
- Support constructive relationships with local market regulators and law enforcement agencies
- Resolve fraud & data breach events
- Provide stakeholder training
- Support the appropriate supervision framework in market
- Support 2nd Line accountabilities in the execution of the Global Supervision Risk framework for identifying, monitoring, and managing supervisory relationships where appropriate
- Partner with business and functional teams to engage with government stakeholders, foster sound conditions to operate, and create insights on regulatory and supervisory topics for effective business responses
- Provide regular and ongoing reporting, metrics and information related to regulatory and supervisory management
- Support the responsible innovation initiative by assisting Visa and its clients mitigate risks and embrace new technology improvements.
- Assess emerging, innovation risks and new business models
- Leverage local insights to contribute to Risk thought leadership
- Guide clients through payment innovation complexity
- Prepare reports, briefings, and other written products to update executive management on risk activities, issues, and opportunities.
- Convey risk-related trends and developments to local General Manager and leadership team through regular reporting
- Synthesize marketplace feedback regarding the effectiveness of Visa’s risk management strategy and programs. Benchmark Visa’s performance relative to other payment networks and participants
- Prepare market related risk and fraud analysis and present to local regulators, clients, and other stakeholders
- Guide Visa’s proactive risk communications and collaboration across all of these stakeholders so as to advance the safety, security and long-term growth of the Visa payment system
- This role reports to the VP Europe Risk Advisors, within Europe Risk Department. The position is in Paris, France.

**What we expect of you, day to day**:
**Job Purpose**:
Visa owns the most recognizable global brand in the financial services industry. Maintaining trust in that brand and differentiating Visa from competitors will be the Risk leader’s key responsibilities. Risk management is emerging as one of the key pillars of Visa’s strategy of Championing Security and Deepening Partnerships. With in-market ownership of this strategy, the Risk Advisor for France and Benelux plays a critical role to support the enterprise and operational risk activities of the company.

This role will be entrusted with a broad portfolio of responsibilities including Strategic Risk Management and Ecosystem Risk (Fraud and Data Security) for the France and Benelux markets. As a key member of the market Risk team, this role will advise Visa’s France and Benelux Regional Managing Director, Country Managers, the market executive team and hub and global functional leads on strategies related to complex operational, financial, legal and regulatory risk exposures.

In addition to overseeing Strategic Risk Management, the Risk Advisor will be responsible for maintaining the integrity of the payments ecosystem, which includes issuing and acquiring banks, merchants, cardholders, and service providers such as processors, device manufacturers, and