Senior Credit Analyst
il y a 4 jours
Office Location: In office, Mattoon, IL
At First Mid, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of discretionary short-term incentives (i.e. bonus, incentives, and/or commission). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, tuition reimbursement, an Employee Stock Purchase Plan, and a 401K plan with company match. Incentives and benefits are subject to eligibility requirements.
Responsible for the completion of loan credit analyses for new and existing commercial and ag loan relationships. Conduct financial statement review for loan officers, as well as comprehensive statement spreading.
Responsibilities include, but are not limited to:
- Perform credit analyses and financial statement reviews on commercial and ag loan relationships.
- Create professional credit presentations that summarize borrower's financial condition and evaluate repayment capacity and collateral coverage. Make recommendations, tied to analysis, to loan officers and/or loan committee.
- Monitor loan requests and assign risk ratings that are based on established written lending policies and regulatory guidelines.
- Research industry specific information from outside sources and provide analysis.
- Investigate all available sources of credit and financial information, including credit bureaus, Experian Business Credit, the Risk Management Association, industry trends and other companies.
- Review work of analysts and provide feedback.
- Meet with commercial customers of the Bank on a scheduled basis in conjunction with the loan officers to foster relationships and enhance the Bank's understanding of credits.
- Complete credit administration tasks as assigned, including, but not limited to, annual reviews, financial covenant tracking, and borrowing base tracking.
- Complete required training associated with job function.
- Other duties and special projects as assigned.
Qualifications
Education/Experience:
- Bachelor's degree in Accounting, Finance, or Business Administration and/or commensurate banking experience in a lending or credit function.
- Knowledge of spreadsheet and word processing software, specifically Excel, Word, and Microsoft Office.
- Formal training in Microsoft Excel preferred.
- Detail-oriented
- Strong communication skills
- Analytical in nature
- Possess stronger than average time management, organization, and multi-tasking skills
- Business writing skills
- Comfortable in a team environment working with deadlines
- Competitive health, dental & vision coverage with HSA match
- 401(k) with employer match + Employee Stock Purchase Plan
- Generous PTO, paid holidays & parental leave
- Tuition reimbursement & performance-based bonuses
- Visit our Total Rewards page to see our full list of benefits
First Mid Bancshares, Inc., is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, protected veteran status, or any other applicable federal or state-protected classification.
-
Analyste Crédit Senior
il y a 7 jours
Paris, France Arkéa Asset Management Temps plein**Description du poste** **Métier** METIERS - Analyse crédit / Engagements **Intitulé du poste** Analyste Crédit Senior H/F **Contrat** CDI **Votre mission** Vous serez rattaché(e) à la Responsable de l'Analyse Financière et aurez pour mission de suivre des émetteurs/sociétés de plusieurs secteurs hors secteur financier. Vous travaillerez en...
-
Analyste Crédit Senior
il y a 2 semaines
Paris, France Natixis Corporate & Investment Banking Temps pleinAnalyste Crédit Senior (F/H) Vous rejoignez l'équipe Corporate au sein de la Direction des Risques de Crédit en tant qu'Analyste Crédit Senior. Vous jouez un rôle actif dans la mise en place des crédits, y compris les financements d'acquisitions et les crédits structurés, ainsi que dans les revues annuelles des contreparties. La zone géographique...
-
Senior Credit Analyst – Fixed Income
il y a 6 jours
Paris, France Crédit Agricole Group Temps pleinUne institution financière recherche un(e) analyste crédit senior pour rejoindre son groupe d'analyse. Le candidat idéal aura une expérience dans l'analyse fondamentale des émetteurs et sera responsable de l'Évaluation des risques de crédit. Il devra également collaborer étroitement avec les gérants de portefeuille et intégrer les facteurs ESG...
-
Senior Credit Analyst – Fixed Income
il y a 6 jours
Paris, France Crédit Agricole Group Temps pleinUne institution financière de renom recherche un Analyste crédit senior pour le dépôt de recherche de crédit. Vous serez chargé d'effectuer une analyse fondamentale rigoureuse des émetteurs, de suivre les résultats et d'interagir avec les parties prenantes. Le candidat idéal aura une compréhension approfondie du secteur, des compétences...
-
Analyste Crédit Senior
il y a 2 semaines
Paris, France Natixis SA Temps plein**Poste et missions**: Vous rejoignez l’équipe Corporate au sein de la Direction des Risques de Crédit en tant qu’Analyste Crédit Senior. Vous jouez un rôle actif dans la mise en place des crédits, y compris les financements d’acquisitions et les crédits structurés, ainsi que dans les revues annuelles des contreparties. La zone géographique...
-
Senior Structured Credit Analyst — Hybrid Role
il y a 7 jours
Paris, France Fitch Solutions Temps pleinA leading credit ratings agency in Paris is seeking a Senior Analyst for its Structured Credit team. The role involves implementing modeling, reviewing legal documents, and communicating analysis to investors. Ideal candidates have finance experience, excellent analytical skills, and advanced Excel knowledge. The position offers a hybrid work environment,...
-
Senior Credit Analyst
il y a 2 semaines
Paris, France Natixis Temps pleinYou join the Corporate team in the Credit Risk Department as a Senior Credit Analyst. You play an active role in the implementation of credits, including acquisition finance and structured loans, as well as in annual reviews of counterparties. The geographical area covered extends across Europe and the Middle East, with the possibility of specialising in a...
-
Analyste Crédit Senior
il y a 2 semaines
Paris, France Natixis Temps plein**Poste et missions**: Vous rejoignez l’équipe Corporate au sein de la Direction des Risques de Crédit en tant qu’Analyste Crédit Senior. Vous jouez un rôle actif dans la mise en place des crédits, y compris les financements d’acquisitions et les crédits structurés, ainsi que dans les revues annuelles des contreparties. La zone géographique...
-
Senior Analyst, Structured Credit
il y a 1 semaine
Paris, France Fitch Solutions Temps pleinJob Title: Structured Credit, Senior Analyst Fitch Ratings is currently seeking a Senior Analyst within the Structured Credit team based out of our Paris office. As one of the world’s top three credit ratings agencies, Fitch Ratings plays a critical role in global capital markets by providing supplementary credit analysis, ratings, research, and commentary...
-
Senior Credit Analyst H/F
il y a 1 semaine
Paris, Île-de-France Indosuez Wealth Management Temps pleinDescription du posteChez CA Indosuez, la ligne de métier "Obligations (ligne individuelles)" a pour vocation de sélectionner les émetteurs et les titres (obligations) dans lesquels les gérants peuvent investir pour le compte de leurs clients et que les advisors peuvent conseiller.Analyste crédit senior rapportant au responsable de la recherche crédit...
