Cyber & Financial Lines UW Senior Expert

Why AXA? Every day, we work together for human progress by protecting what matters. A mission that puts a smile on your face and makes you want to get up in the morning

One of the world's leading insurers in the protection of property, people and assets, AXA is 145,000 employees and contributors who are committed to our customers on a daily basis, 51 countries in which we distribute our products and services and more than 90 million customers who place their trust in us worldwide.  As a responsible corporate citizen, AXA is committed to social and environmental causes on a daily basis. We are committed to an inclusive policy that recognizes and values individual differences. Do these ambitions speak to you? Then come and change the world with us

The headquarters of the AXA Group (GIE AXA) brings together our corporate activities. It provides guidance and support to subsidiaries around the world, to ensure the coordination and monitoring of the Group's global strategy, the application of its standards, the consistency of commercial approaches and the sharing of best practices. The headquarters gathers approximately 1000 employees and is distinguished by its strong international culture (45 nationalities), which makes it a rich and stimulating place to work.

Within the Group, you will join the Group Underwriting Office. The GUO was created in 2023 to steer the performance of our insurance portfolio and support our reinforced focus on technical excellence. The platform also contributes to define our global ambition and approach to new emerging risks related to the energy transition and cyber in the coming years.

Within this Department, you will be part of the team Long Tail Commercial Lines Underwriting team, which covers casualty products, financial lines, cyber, motor, etc. 

• To maintain alignment within the organization, the Cyber & Financial Lines Senior UW Expert is responsible for:
• Products Building, facilitating, and overseeing an efficient P&C Commercial Lines Underwriting framework for Lines of Businesses within his remit including Group guidelines structuring and maintenance.
• Creating and implementing a consistent oversight strategy including the monitoring of P&L evolution, any deviation, and claims.
• Supporting entities/region through regular technical audits (e.g., In-Depth Reviews, Technical Reviews, Preliminary Reviews) and group referrals when required,
• Supporting Entities' Product Approval Process up to a Group validation enabling consistency across entities,,

The Cyber & financial Lines Senior UW Expert is responsible for following:

• Cyber Products (Direct Cyber) for Commercial Lines and Retail for All distribution channels (including MGA)
• Indirect Cyber (Cyber exposures in non-Cyber products) as a support to the dedicated Head of Lob's
• Financial Lines Products (Mainly D&O, Crime and EPL) and LoB for Commercial Lines.

• Background: minimum 7/8 years in P&C including 3 years in Underwriting
• Good knowledge of Cyber business and/or Financial Lines operations including Underwriting, Pricing, Claims, Reserves and Reinsurance, enabling to have a thorough understanding of business insurance rationale, processes and profitability and any potential P&C risk.
• Easy manipulation of complex financial figures connected to insurance activity monitoring.
• Reinsurance knowledge (treaties and facultative)

Soft skills:

• Able to lead through influence and persuasion to challenge and orient the P&C strategy and operations at Group or Entity level.
• Able to develop structured argumentation to sell ideas, convince and embark various types of stakeholders (different hierarchy levels and business background).
• Able to deliver high-level presentation in front of senior management or entities CEOs.
• Agility to work in a multifaceted P&C world (Local vs Group, Small vs Large entities, worldwide underwriting cultures).

You will join:

• A responsible company, towards people, including its employees and customers, and towards the planet 
• A company with strong values
• A company promoting internal mobility and the training of its employees
• A company offering many benefits (learn more here: Reward & Benefits | AXA Group)
• A flexible company, allowing hybrid work, in the office and from home.

In line with our commitments, we celebrate each new hire by taking action for global reforestation: we plant a tree for every recruitment. So, are you ready to apply?