Finance Manager

About The Company
We are a fast-growing European fintech with a mission to build the leading BNPL platform on the continent by 2030. As a regulated financial institution operating at scale, we face two critical imperatives:
trust and resilience
. That means we need flawless accounting and regulatory reporting, as well as strong control of our cash and financing flows.

To strengthen this backbone, we are looking for a
Finance Manager – Banking, Regulatory & Treasury
who will work directly with the VP Finance (acting as CFO) and partner with our Accounting Manager. This role covers a unique scope at the crossroads of accounting expertise, regulatory compliance, and treasury, three critical pillars that sustain Alma's growth and credibility in front of regulators, investors, auditors, and partners.

About The Job
Reporting directly to the VP Finance, you will play a central role in guaranteeing the accuracy of our financials, the robustness of our reporting to regulators, and the steering of Alma's liquidity.

• Accounting oversight & Banking accounting expertise

• Partner with our Accounting Manager to review and challenge monthly accounts before closing, acting as an "internal auditor" within Finance.

• Bring banking/financial services accounting expertise, becoming the go-to person on complex Banking accounting matters.

• Support strategic initiatives in close partnership with our Accounting Manager (international expansion, implementation of new financing structures, new revenue streams, etc.).

• Regulatory reporting lead

• Take full ownership of Alma's quarterly and annual regulatory reporting obligations (incl. COREP/RUBA, ACPR requests).

• Ensure consistency, timeliness, and quality of submissions.

• Partner with the VP Finance on strategic regulatory topics, including capital requirements, large exposures, and interactions with the regulator.

• Treasury & cash management

• Own daily cash management (operations, refinancing flows, payments).

• Monitor liquidity KPIs, ensure proper funding of operations, and optimize daily and weekly cash positions.
• Work closely with Capital Markets and Financing team to connect operational flows with strategic financing structures.

You'll directly influence how Alma's financials are produced, reported to regulators, and used to steer the company. You'll work
alongside the Accounting Manager
while taking on a
broad and strategic scope
across oversight, regulatory reporting, and treasury; a great opportunity to build a career in corporate finance with direct impact and exposure.

About You
Required skills:

• Strong foundations in accounting and financial reporting; knowledge of banking accounting is a must-have (e.g., audit/advisory for financial institutions).
• Practical experience in treasury or cash management is a plus.
• Strong analytical skills, able to review, challenge, and explain financial data to both finance experts and non-experts.
• Fluency in English and French, Alma's working languages.

Experience & soft skills:

• 5–8 years of experience in audit or accounting, including exposure to banking/fintech.
• Track record of delivering accurate reporting under tight deadlines.
• Rigorous and detail-oriented, with a strong control mindset.
• Curious and pragmatic, able to dig into technical questions but also step back to assess business implications.
• Collaborative and proactive: you see yourself as a partner to the Accounting and Financing teams.
• Comfortable working in a fast-growing, regulated fintech environment where priorities can shift quickly.

You're not sure if you meet 100% of the criteria and that's making you hesitate to apply?

At Alma, we believe that diversity drives innovation and strengthens our community and are committed to creating a workplace where everyone feels respected, valued, and empowered to contribute. We are proud to be an equal opportunity employer and welcome applicants from all backgrounds and experiences. All employment decisions are made based on qualifications, experiences, merit, and business needs without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other legally protected characteristic.

So please take your chance, apply anyway

About The Recruitment Process
We expect the process to last 3–4 weeks:

• Introductory call with Talent Acquisition – 30 minutes
• Technical interview with VP Finance (Hiring Manager) – 45 minutes
• Case study presentation and live feedback with VP Finance + Accounting Manager + Head of Strategic Finance – 1 hour
• Technical interview with Head of Financing — 45mn
• Two reference calls