International Financial Security Officer

ABOUT THE POSITION

Your mission will be to support the Financial Security team by identifying and evaluating the AML/CFT risks.

As an International Financial Security Officer, you will:

• Develop, define and manage the documentation on AML/CFT risks and processes and ensure it aligns with the regulatory requirements
• Define and implement processes on onboarding identification and verification of Alma's end consumers and merchants (KYB/C)
• Support and challenge the AML-CFT alerting and pattern definition with the first level team (Fraud & AML/CFT)
• Treat escalations received from the operational teams on diverse AML/CFT subjects
• Challenge and deep dive into enhanced investigations escalated by the operational teams
• Analyze client statements and financial documents to identify any suspicious patterns
• Draft and send suspicious transaction reports (STR) to authorities
• Participate in the elaboration of key AML/CFT regulatory reports to the ACPR
• Be in charge of the implementation and follow-up of the AML/CFT training and awareness program for all employees and external providers
• Serve as a liaison to the local authorities (TRACFIN) in regards to inquiries received

You will collaborate closely with the Fraud & AML/CFT, Operations and Regulatory teams.

You will report to the Head of Compliance & Internal Control in charge of the Regulatory, Financial Security and Internal Control teams.

ABOUT YOU

Being an International Financial Security Officer requires a wide skill set and a high level of energy:

• Analytical: You have solid analytical skills and are able to deconstruct problems and be a force of proposition to resolve them.
• Written/Oral communication: You can present your conclusions in a clear, constructed and cohesive way.
• Rigorous: You pay attention to detail and advance in a methodic manner.
• Curious mindset: You are not afraid of asking questions and looking into new topics to satisfy your curiosity.
• Team player: You are a team player, but can also be autonomous on assigned topics.

Your experience:

• You preferably have 4+ years of professional experience in a similar position in a Financial Security / Financial Crime / Compliance Officer (KYB/C) within a banking environment, BNPL actor or a Fintech (a plus).
• You have deep Knowledge on:
  • European regulatory requirements and financial crime regimes, along with knowledge on neighbouring regimes (notably: Italy, Spain, Portugal, Belgium, Germany…)
  • Practices in financial crime, notably money laundering and fraud patterns
• You have a good understanding of the financing challenges of a payment institution and/or financing company.
• You have already worked in an international and multicultural context
• You are fluent in English and French (Italian / Spanish are a plus)
• You have a solid SQL knowledge (a plus).

You're not sure if you meet 100% of the criteria and that's making you hesitate to apply?

At Alma, we believe that diversity drives innovation and strengthens our community and are committed to creating a workplace where everyone feels respected, valued, and empowered to contribute. We are proud to be an equal opportunity employer and welcome applicants from all backgrounds and experiences. All employment decisions are made based on qualifications, experiences, merit, and business needs without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other legally protected characteristic. 

So please take your chance, apply anyway  

ABOUT THE RECRUITMENT PROCESS

We'll aim at running the process in 2 to 3 weeks following the steps below:

• Visio call with a member of our People team
• Visio call with the Head of Compliance & Internal Control
• Written case study
• Debrief of case study with team members
• Visio call with the General Secretary

#LI-Hybrid