Accident & Health_ Corporate Senior Underwriter

Chubb is a world leader in insurance, with operations in 54 countries, exceptional financial strength, and a broad range of personal and commercial insurance products. We combine the precision of craftsmanship with decades of experience to conceive, craft and deliver the best insurance products and service to businesses of all sizes.

Role purpose:

• To contribute, set, implement and achieve profitable underwriting business in accordance with the Accident & Health (A&H) Corporate business plan in France.
• To contribute to the growth of the French portfolio through selection, development, servicing and underwriting of Accident & Health related products such Group Personal Accident or Business Travel solution, whilst maintaining the appropriate level of underwriting discipline, consistency of approach towards risk selection, pricing, and the correct use of capacity whilst recognizing market conditions.

Key responsibilities:

• Business Development:
  • Develop new business strategy and new partnership according to the LoB (Lines of Business)Target
• Underwrite new business and renewals according to defined underwriting guidelines, specified budget and local business plan. Work in collaboration with Regional and COG product heads in referral processes.
• Financial goals: to define and implement local underwriting strategy and quoting process for France in coordination with regional strategy by undertaking business and financial planning in order to achieve financial goals and requirements as set out in the business plan.
• Portfolio Management: 
  • In coordination with the Underwriting Management and Sales and Distribution, define and build an underwriting strategy, forecast and portfolio management in order to achieve underwriting profitability.
  • Ensure quality control within defined area of responsibility by undertaking quantitative underwriting review to develop best performers segments.
• Product Development: 
  • Identify and develop products/tools in order to improve line penetration, including required support to develop Industry Practices strategy in France.
  • To prioritize and lead product development effort to improve client retention and new business. This will involve collaborating with peers within and across business lines in France as well as regional.
• Sales Discipline: 
  • To represent and promote Chubb to brokers increasing Chubb market visibility.
  • Have a clear targeting and define a visit plan to brokers.
  • Maximize cross-selling in collaboration with other lines of business.
  • Pipeline Management.
  • Work closely with Sales and Distribution team to optimize all new business opportunities and reinforce our leader position on the market.
  • Ensure that marketing material are up to date in cooperation with local Marcom Department
• Compliance and procedures:   
  • To review, develop and implement procedures to maximize operational effectiveness and update underwriting guidelines.
  • Comply with all policies, controls, authorities and reporting requirements.
  • Work within the framework of Chubb service standards, meeting company standards in respect of policy documentation, timeframe for quoting new and renewal business, auditing, compliance issues and peer review
  • Work within the framework of Chubb ethical standards.
• Support and coordination with other internal structures to ensure the right running of the business: Claims, Operations, Finance, etc;

Qualifications:

• Accidental & Health risks insurance background with considerable experience in a similar function or equivalent.
• Previous work experience in an international matrix environment is preferred
• Comprehensive understanding and working knowledge of Corporate Underwriting experience, the insurance market and competitors. 
• Results driven with ability to make own decisions and work on own initiative.
• An experienced professional who is recognized externally.
• Native French and Fluency in English (both oral and written) are required