Regulatory Legal Counsel

Money sitting idle is money lost. We're fixing that.

Founded in 2023 by Antoine and Paul-Adrien , Spiko gives SMEs, non-profits, financial advisers and fintechs access to institutional-grade cash management, via app or API. We are building the full infrastructure: issuing, operating, and distributing the products ourselves.

Two years after launch, we serve thousands of organizations across Europe and process hundreds of millions of euros in flows every month.

Our ambition: become the world's leading treasury management infrastructure in a market worth trillions.

We are backed by Index Ventures, the CEO of Revolut, the founder of Kyriba, and the CTO of Wise.

Spiko runs on excellence, transparency, and straight talk

The role: Regulatory Counsel

Spiko is scaling fast, new products, new countries, new regulatory frameworks and we need someone to own the groundwork that makes this growth possible.

You'll report to the Head of Legal & Compliance, and join as one of the early members of the legal team. Success means Spiko can launch new offerings and enter new EU markets on schedule, with the right licenses, procedures, and regulator relationships in place.

Key Responsibilities

License Applications (MiFID and MiCA)

You will lead license applications processes, which may include extensions of our existing MiFID investment firm license or a free-standing MiCA license.

You will be the main point of contact of regulators and external counsel, and ensure that these processes are conducted efficiently.

Crossborder Distribution in the EU/EEA

You will handle our passporting notifications and act as the point of contact of the regulatory authorities of the host countries.

You will ensure the legal compliance of our activities in the countries where we are passported, in relation with local external counsel if needed.

Regulatory Compliance

In partnership with the Compliance team, you will handle various aspects of the regulatory compliance of our activities.

This will include drafting/updating operational procedures, maintaining registers, auditing counterparties, and filing regulatory reports.

And more ...

You will support the Head of Legal in various non-recurring matters, such as new products/services analysis, updates of the legal documentation, corporate law, litigation, non-core commercial agreements, etc.

Who we're looking for

Requirements (must-haves):

Academic background: you graduated from a law university or a business school, ideally with a degree in banking and financial law.

Experience: you have at least 4 years of experience in the legal department of a fintech or a banking/financial institution or the financial regulation department of a law firm.

Engaging with regulators: you have a proven track record of engaging with French (and/or other EU) financial regulators in relation to license applications.

Knowledge of financial regulation: the applicant should have an expert knowledge of the main regulatory frameworks that are relevant to Spiko (i.e. MiFID/MiFIR, MiCA, and the anti-money laundering regulation).

Versatility: as one of the first members of our legal team, your role will involve the management of legal/regulatory compliance across several jurisdictions (e.g. in the context of our EU/EEA crossborder distribution) and several regulatory frameworks.

Mindset: you’re highly ambitious and eager to be one of the first members of a team striving for excellence

Excellent communication skills: Native in French with excellent written skills, and professionally proficient in English.

Nice to have:

Experience with UCITS/AIFMD and the PRIIPS framework is a plus.

Experience with DORA and GDPR is also nice to have.

Experience in a fast growing fintech start-up environment.

What we offer

Compensation: base salary depending on experience + Stock Options

Office: in the heart of Paris

Remote work: up to 2 days per week and one full remote week per month

The best tech for your job: latest-generation laptops and industry-leading software

Health insurance: 100% covered by Spiko

Monthly Budget to cover different perks of choice

Social life: regular afterworks and biannual offsites

Our hiring process

Screening Interview - 30 mins with Nathalie, Talent Acquisition

Hiring Manager interview - 45 mins online or in person with Victor, Head of Legal & Compliance

Business Case: To work on at home and present online

Final in-person Interviews with the Founders

Reference Check: we'll reach out to your refe