Product Director Customer Lifecycle

Shine is the financial copilot for entrepreneurs and small business owners. Founded by serial entrepreneurs Rico Andersen and Martin Hegelund, Shine is a leading European fintech unicorn on a mission to restore the joy of running a business, by ending wasted time on financial admin. Shine offers a connected solution for invoicing, accounting, payroll, business accounts, payments, and financing, meaning business owners can focus their energy on growing a healthy business, not held back by manual admin.

Part of something bigger

Today we're part of Cegid, a European leader in cloud software for finance and accounting. Together we're building Europe's leading financial copilot for small businesses and their accountants.

Your Hiring Experience Matters

Just as we respect our customers' time, we respect yours. Your experience with Shine and Cegid should feel simple, transparent and genuinely supportive.

Customer Lifecycle at Shine

Customer Journey owns company and user onboarding in every market. That covers the application flow, identity verification, beneficial owner management and the back‑office reviews behind a first onboarding. It also handles company creation, starting with capital deposit in France, and team management for admins and accountants.

Customer Data Integrity keeps company and customer data current. It connects to local company registries, runs ongoing monitoring, and owns the journeys that follow a change: Re‑KYC, KYB updates, changes to ownership structure, and account closure.

Compliance & Risk detects and prevents financial crime and keeps customer accounts secure. It owns AML: customer risk scoring, sanctions and PEP screening, transaction monitoring, alerts and SARs. It also owns fraud detection and investigation, the customer experience around strong customer authentication, phishing and account alerts, and the back‑office tools compliance operators work in.

The area is building one onboarding and customer data platform for four markets. Germany runs on Kontist's platform today and France runs on Shine's original one. The new platform is live in the Netherlands, Denmark and Germany follow over the next six months, and France migrates in the first half of 2027. France runs several onboarding flows today, and the migration moves, rebuilds or retires each one.

Each market has its own registries, identity methods and regulator. Denmark verifies identity with MitID. The Netherlands and France use document checks. One system has to handle all of them, with local rules set through configuration.

Every manual review costs operations time and costs the customer days. Automating onboarding decisions, screening escalations and account closure gives the best return on engineering effort in the area, and that work has started.

Your Role as a Product Director, Customer Lifecycle

You own Customer Lifecycle. You report to the SVP of Banking Product and you sit in the banking product leadership team.

Your job is to decide what the area should deliver in 12 to 24 months, get the teams building toward it, and be accountable for the outcome. That means owning the strategy and the multi‑quarter plan, managing and growing the PMs in the area, and deciding the order of work when market launches, the France migration and embedded banking all need the same teams in the same quarter.

The area will grow. You will shape which teams we add and in what order, as banking expands to new markets and embedded banking.

You work closely with Compliance, Legal and Banking Operations. They own the regulatory interpretation and the operational policy. You own the product that puts both into practice for customers and operators.

This is a hands‑on leadership role. You will spend time in the detail of review workflows and data models, and time in the room with Compliance and the other pillar leads. You should want both.

Your Responsibilities Will Include

• Own the Customer Lifecycle roadmap end to end. Onboarding, identity verification, customer data, ongoing monitoring, Re‑KYC, account closure, AML, fraud and account security. Set the OKRs for the area, connect them to the banking tribe objectives, and plan the roadmap as platform capabilities with market rollouts on top.
• Lead and develop your product teams. Support and challenge your PMs and engineering leads. Own hiring, performance and growth in the area, fill the open PM seats, and set the bar for outcome‑focused discovery and delivery.
• Deliver onboarding on the new platform in every market. Netherlands, Denmark, Germany and then the France migration, including multi‑UBO onboarding, eID and capital deposit. You do this together with Banking Foundation, Strategic Providers & Projects, Banking Operations and Compliance.
• Automate the manual work. Automatic onboarding validati