Credit Manager

il y a 3 jours


Paris, Île-de-France TOTAL Deutschland GmbH Temps plein
Job Description

About the Role

We are seeking a highly skilled Credit Manager to join our team at TOTAL Deutschland GmbH. As a Credit Manager, you will play a critical role in managing our company's credit risk and ensuring the smooth operation of our financial activities.

Key Responsibilities

  • Counterparty Analysis
    • Analyze the financial health and creditworthiness of each counterparty, including their liquidity and solvency.
    • Draft a summary note and make recommendations or approvals for credit limits and terms.
  • Credit Limit Management
    • Monitor daily outstanding amounts in our information systems and ensure compliance with previously defined credit limits and terms.
    • Identify and manage exceptions, initiate hedging mechanisms, and report on credit limit utilization.
  • Trading Activity Support
    • Contribute to the development and support of our trading activity within a secure framework.
    • Control internal procedures and ensure compliance with regulatory requirements.
  • Market Intelligence and Risk Management
    • Gather and analyze market information to monitor counterparties and identify potential risks.
    • Set up alerts and calculate/update default rates for CVA/CVAR on our derivatives book.
    • Conduct studies on the macroeconomic and competitive environment of business sectors.
  • Collaboration and Communication
    • Closely collaborate with clients and suppliers to understand their needs and develop effective solutions.
    • Maintain a strong understanding of underlying transactions and legal frameworks.
  • Financial Tools and Expertise
    • Mastery of financial tools to reduce our financial exposure and optimize credit risk management.

About the Team

You will be part of a team managing over 500 counterparty groups, representing total credit limits of more than US$250 million for our derivatives business and over US$7 billion for our physical business.

About the Company

At TOTAL Deutschland GmbH, we are committed to meeting the energy needs of a growing population and driving the energy transition. Our company requires excellence in risk management and a culture of innovation to navigate the volatility of the energy trading markets.

What We Offer

We look for passion, ambition, and open-mindedness in our candidates. We cultivate a friendly workplace where our people feel good, where team spirit and respect guide our daily routine, and where the diversity of our people and their skills create a nourishing experience for all.


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