Kyc Expert

**Job Description**:
**YOUR WORK ENVIRONMENT**:
Why AXA? Every day, we work together for human progress by protecting what matters. A mission that puts a smile on your face and makes you want to get up in the morning

One of the world's leading insurers in the protection of property, people and assets, AXA is 145,000 employees and contributors who are committed to our customers on a daily basis, 51 countries in which we distribute our products and services and more than 90 million customers who place their trust in us worldwide. As a responsible corporate citizen, AXA is committed to social and environmental causes on a daily basis. We are committed to an inclusive policy that recognizes and values individual differences. Do these ambitions speak to you? Then come and change the world with us

**YOUR ROLE AND RESPONSABILITIES**:
**Within the Group,** **you will join the AXA Group Compliance department** that own Group Standards Polices on Compliance, including Anti Money Laundering, Anti Bribery & Corruption, Data Privacy, Conduct and International Sanctions.

Within this Department, you will be part of the **AXA Group AML team** working directly for the Group AML Officer, owning AML KYC Expert position and providing advice and support on the implementation of the Group Know Your Customer (KYC) requirements across various AXA entities within KYC/c360 Group project, collaborating with multiple teams at both the Group and entity levels, to meet international and local regulatory requirements.

**Leadership and Strategy**
- Lead the development, implementation and monitoring of a common KYC framework, making recommendations on data, process and tools to ensure compliance with AML regulations and business needs in a systematic way across various Group entities.
- Share expertise with other Group departments to contribute to the evolution of Group processes and to the implementation of the AML - KYC strategy.

**Operational excellence**
- Support the KYC Program Director and the team to update the KYC standard requirements meeting both AML regulation and business needs,
- Assist in the development and implementation of KYC policies and procedures, including the Target Operating Model (TOM) for KYC requirements across existing and new data flows,
- Facilitate the integration of KYC requirements and processes into existing tools, identifying opportunities for process improvements and efficiencies,
- Evaluate existing and potential e-KYC tools, providing recommendations on the feasibility of Group-wide implementation,
- Develop compliance KYC KPIs and other reporting requirements (including designing templates) and perform ongoing monitoring and tracking of these,
- Support and advise entities within the scope of the KYC program to develop action plans for KYC remediation and KYC by design, ensuring reasonable timelines and monitoring implementation,
- Collaborate with Group Data team to monitor data completeness and accuracy indicators,
- Contribute with recommendations to CRM/Customer 360° initiatives,
- Assist the KYC Program Director in ensuring accurate, timely and consistent reports are provided to the AXA Group Anti Money Laundering Officer (GAMLO) and other Program stakeholders,
- Ensure that issues are escalated appropriately when required,
- Where appropriate, act as an escalation point for AXA entities on KYC matters,
- Engage with AXA Group and internal / external stakeholders on AML-KYC matters as appropriate.

**Team Management**
- Fostering Collaboration, innovation and professional growth,
- The role interfaces AXA AML Officers and their team members across AXA’s businesses together with AXA Group controls functions as well as with the C360 view teams.

**YOUR PROFILE**:
**Background and experience**
- 5 to 8 years of AML operational advisory experience, ideally within the insurance sector; banking or asset management experience will also be considered.

**Technical and professional skills**
- In-depth knowledge and understanding of global AML/KYC regulations, including FATF recommendations, local laws, and regulations in various jurisdictions, in particular EU regulation,
- Up to date on industry trends, regulatory changes, and best practices in KYC and AML,
- Knowledge of insurance, banking and asset management processes,
- Familiarity with KYC software and platforms, including Customer Due Diligence (CDD) systems, transaction monitoring tools, and risk assessment tools.
- Ability to design, implement, and operate AML KYC processes effectively.
- Ability to challenge processes, and perform sample testing,
- Knowledge of data privacy regulations (e.g., GDPR) and their implications for KYC processes, ensuring compliance in data handling and customer information protection,
- Competence in working with data bases, data analysis and reporting: trends, patterns, and optimization,
- Collaboration skills to engage stakeholders from various teams including IT, data, software development, and business un