Chief Insurance Officer

Il y a 14 heures

Paris, France Dalma Télétravail Temps plein

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Dalma’s ambition is to become the go-to pet insurer in Europe. To get there, we’re creating a key position: Chief Insurance Officer (CIO).

You’ll own Dalma’s insurance strategy end to end — from relationships with our risk carriers to product vision, from risk oversight to pricing supervision — with a dedicated team reporting directly to you and a seat on the Executive Committee (ComEx).

🏗️ Organization & management

You’ll lead a team made up of:

A senior actuary
An expert in predictive modeling — notably for our pricing strategy (currently being recruited)
A team of Data experts, in charge of insurance data and analytical support on pricing and churn projects

And work closely with:

Our Product & Tech teams
Our founders

🤝 Carrier strategy & external relations

Lead the relationship and commercial negotiations with our risk carriers
Anticipate renewals and carrier-dependency risks
Build the risk-carrying strategy and prepare structural changes ahead

🏗️ Product architecture & market vision

Own the vision for product evolution — coverage, exclusions, add-ons
Define the insurance product roadmap in partnership with the Product team
Lead competitive intelligence across the French and German markets

📊 Pricing & actuarial oversight

Oversee pricing models, price elasticity, and cohort segmentation
Validate segmentation assumptions and cohort pricing
Be the guardian of the Loss Ratio and projection models
Ensure consistency between pricing decisions and risk exposure

🏛️ Internal governance

Sit on the ComEx as the lead for insurance strategy
Be the direct interface with the founders on strategic decisions

Preferred experience

Experience: ~10 years in insurance, ideally in P&C (IARD) or health/protection with a strong data component
Insurance expertise: You know insurers from the inside, master the key elements of contracts, and have directly negotiated reinsurance or co-insurance programs
Quantitative sensibility: You understand and challenge actuarial pricing and elasticity models — without necessarily being an actuary yourself
Business instinct: You’ve owned a P&L or a product line, not just a technical function
Management: You’ve already led a cross-functional team (actuarial, data, business)
Builder mindset: You’ve worked in environments where you had to build, not just operate
Languages: Fluent English required; French or German a plus
Location: Local contract (Paris, Berlin), or fully remote work is possible (with regular trips to the Paris headquarters—about once a month)

Nice-to-haves:

Experience at an MGA or insurtech at a comparable growth stage
Knowledge of the European pet insurance market (ideally FR/DE)
Exposure to embedded/affinity insurance

Recruitment process

Step 1: Initial HR call
Step 2: Interview with one of our founders — strategic fit and vision
Step 3: Business case with our founders
Step 4: Team fit with members of the Insurance team
Step 5: Reference checks

Chief Insurance Officer

Enregistrez cette offre et organisez votre recherche

Preferred experience

Recruitment process

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