Credit Risk Officer

il y a 1 semaine


Paris, Île-de-France Bank of America Temps plein
About the Role

We are seeking a highly skilled Credit Risk Officer to join our Global Banking & Markets team at Bank of America. As a key member of our team, you will be responsible for assessing the credit worthiness of prospective borrowers and/or trading counterparties, and establishing appropriate terms and conditions to mitigate risk.

Key Responsibilities
  • Assess credit worthiness, including due diligence of prospective borrowers and/or trading counterparties
  • Establish appropriate terms and conditions to mitigate risk
  • Structure transactions and negotiate credit documentation
  • Ensure granularity of the portfolio with specific reference to targets for net country/credit capital, legally binding commitments, total exposure and asset quality
  • Establish appropriate internal risk ratings for clients and implement accurate adjustments throughout the client's credit life cycle
  • Develop, maintain, and manage internal relationships with business partners
Requirements
  • Extensive credit risk experience at a major international financial institution
  • Fluency in use of all Microsoft Office applications, particularly Excel
  • Fluency in English
  • Strong analytical and problem-solving skills
  • Excellent communication and negotiation skills
What We Offer
  • Competitive retirement plan in addition to State plans
  • Mandatory Medical Plan provided by the bank as a top-up to Social Security health benefits for you and your family
  • Life and disability insurance
  • Time Savings Account ('CET') to save some of your leave days, cash them out or use them later
  • Access to an Employee Assistance Programme for confidential support and help for everyday matters
About Us

Bank of America is an equal opportunities employer and ensures that no applicant is subject to less favourable treatment on the grounds of gender/sex, gender identity or gender reassignment, marital or civil partner status, race, religion or belief, colour, nationality, ethnic or national origins, membership of the Traveller community, age, sexual orientation, pregnancy or maternity, civil status, socio-economic background, responsibility for dependants, family status or physical or mental disability.


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