Credit Risk Reporting Analyst

il y a 3 jours


Courbevoie, France HSBC Temps plein

Department profile
The HSBC Continental Europe Risk Department is a key support function which manages major risks of the bank across various business lines, such as Global Banking & Markets, Commercial Banking and Wealth and Personal Banking. Within this department, the Credit Risk Reporting team is responsible for 4 major activities:

- The end-to-end management of the IFRS9 credit risk process
- The production and analysis of credit risk reporting, which include notably the internal risk committees, the contribution to regulatory (ECB and PRA) reporting and requests
- The management of credit risk stress-testing, such as regulatory EBA and PRA exercises, internal stress-test and sensitivity analysis of specific portfolio (sectorial concentration, home loans )
- The contribution as Subject Matter Experts to major Change the Bank (CTB) regulatory or internal initiatives that impact the team, such as Anacredit or the sale of the retail portfolio

In an increasing regulatory context (SREP review, “Basel IV”, ECB guidance on NPEs ), the outputs of the Credit Risk Reporting become more and more complex, granular and demanding. In addition, the integration of other European countries within HBCE has significantly widened the business coverage of the team.

Job profile
Within the team, you contribute to the management of the IFRS9 credit risk process by:

- Ensuring high level quality in the production and analysis of credit risk metrics to support Senior management decision process
- Reviewing and challenging the major IFRS9 credit risk metrics and providing Businesses, Finance and Risk stakeholders with analytical reviews
- Planning and controlling each step of the process, in interaction with all the involved parties: Group, Region, Finance, and ensuring compliance to Group policies, governance and framework
- Driving the process optimization, and developing close relationships with off-shore teams in charge of Group processes
- Improving key controls, by defining consistent standards that ensure a Continuous Monitoring of the deliverables
- Overseeing the efficient running of IFRS9 monthly SOX process with Finance
- Working with Risk Analytics teams as a functional expert on models development (PD / LGD recalibration and input of macroeconomic scenarios) and also monitoring the impacts on Expected Credit loss calculation
- Managing key relationships with internal (CRO, CFO) and external (ECB, external auditors) stakeholders, developing and maintaining strong working relationships
- Supporting ad-hoc requests related to IFRS9 (e.g. tax, regulatory reporting or data quality issues)
- Contributing to Change the Bank initiatives as a Subject Matter Expert

Requirements

Experience, Skills and Qualifications
- University level degree in Finance, Risk, business management or equivalent.
- A 1st professional experience in the Finance or Risk management, with a knowledge of regulation (Basel, ECB guidance)
- Excellent written and oral communication skills, ability to work with different profiles (Finance, IT)
- Skillful on data analysis and data handling, fluent in SQL languages or equivalent (SAS).
- Strong analytical background and proven ability in analytical rigor, including being able to contextualize data into business activities and conclusions
- Fluent in English and French professionally
- Proven ability in working across multi-disciplinary and multi-cultural diverse work environments
- Proven ability to meet tight deadlines.


  • Credit Risk Analyst

    il y a 3 jours


    Courbevoie, France ENGIE Global Markets S.A.S. Temps plein

    Requisition ID: 37440- Location: COURBEVOIE, FR, 92400About US (GEMS): ENGIE Global Energy Management & Sales (GEMS) provides energy supply solutions and risk management services to support its clients through their decarbonization journey, while optimizing ENGIE’s assets and contributing to value creation. ENGIE is a global reference in low-carbon energy...


  • Courbevoie, France ENGIE Temps plein

    Identifiant de la demande: 3877- Lieu de travail: COURBEVOIE, FR, 92400**About US (GEMS)**: ENGIE Global Energy Management & Sales (GEMS) provides energy supply solutions and risk management services to support its clients through their decarbonization journey, while optimizing ENGIE’s assets and contributing to value creation. ENGIE is a global reference...

  • Credit Risk Analyst

    il y a 3 jours


    Courbevoie, France ENGIE Temps plein

    Requisition ID: 2093- Location: COURBEVOIE, FR, 92400**About US (GEMS)**: ENGIE Global Energy Management & Sales (GEMS) provides energy supply solutions and risk management services to support its clients through their decarbonization journey, while optimizing ENGIE’s assets and contributing to value creation. ENGIE is a global reference in low-carbon...

  • Analyste Crédit

    il y a 2 semaines


    Courbevoie, France FED Finance Temps plein

    **Vous êtes Analyste Crédit et vous recherchez un nouveau challenge en entreprise ? Vous êtes au bon endroit. Je suis Charline, consultante pour le cabinet de recrutement FED Finance, et je recrute pour mon client un Analyste Crédit en CDI. Ce poste est basé à Courbevoie (92400). Mon client est un grand groupe International dans le secteur de...

  • Market Risk Analyst

    il y a 2 semaines


    Courbevoie, France ENGIE - International Supply & Energy Management Temps plein

    About ENGIE and Supply & Energy Management (S&EM) ENGIE, a global leader in low‑carbon energy and services, relies on its Global Business Unit Supply & Energy Management (GBU S&EM) to provide reliable, sustainable, and affordable energy to all its customers. This strategic unit optimizes the Group’s and clients’ production assets and designs tailored...

  • Market Risk Analyst

    il y a 2 semaines


    Courbevoie, France Engie Temps plein

    Market Risk Analyst Location: Paris or BrusselsAbout US (S&EM):About ENGIE and Supply & Energy Management:ENGIE, a global leader in low-carbon energy and services, relies on its Global Business Unit Supply & Energy Management (GBU S&EM) to provide reliable, sustainable, and affordable energy to all its customers. This strategic unit optimizes the Group's and...

  • Quantitative Risk Analyst

    il y a 5 jours


    Courbevoie, France ENGIE Temps plein

    **Quantitative Risk Analyst - Risk Methodologies & Pricing Models** **ABOUT US (GEMS)** ENGIE Global Energy Management & Sales (GEMS) provides energy supply solutions and risk management services to support its clients through their decarbonization journey, while optimizing ENGIE’s assets and contributing to value creation. ENGIE is a global reference in...

  • Market Risk Analyst

    il y a 2 semaines


    Courbevoie, France Engie Temps plein

    Market Risk Analyst Location: Paris or Brussels About ENGIE and Supply & Energy Management ENGIE, a global leader in low‑carbon energy and services, relies on its Global Business Unit Supply & Energy Management (GBU S&EM) to provide reliable, sustainable, and affordable energy to all its customers. This strategic unit optimises the Group’s and clients’...

  • Analyste Crédit

    il y a 2 semaines


    Courbevoie, France Societe Generale Corporate and Investment Banking - SGCIB Temps plein

    Vos missions au quotidienAu sein du groupe Société Générale, vous rejoindrez la direction des Financements et Relations Clients de la Banque de Financement et d'Investissement (GLBA), qui propose à ses clients la gamme complète des produits du Groupe, incluant à la fois des opérations de financement et de banque commerciale ainsi que des solutions...

  • Market Risk Analyst

    il y a 4 jours


    Courbevoie, Île-de-France ENGIE - International Supply & Energy Management Temps plein

    Location: Paris or BrusselsAbout US (S&EM):About ENGIE and Supply & Energy Management:ENGIE, a global leader in low-carbon energy and services, relies on its Global Business Unit Supply & Energy Management (GBU S&EM) to provide reliable, sustainable, and affordable energy to all its customers. This strategic unit optimizes the Group's and clients' production...