Senior Compliance Officer

remote type
- Hybrid
- locations
- Paris HQ - France
- London - UK
- time type
- Full time
- posted on
- Posted Today
- job requisition id
- JR09129

About Us:
Planet is a leading technology company transforming payments by putting customer experience first. We offer integrated solutions that include payment processing, VAT refunds, dynamic currency conversion, and management services for merchants in the Retail and Hospitality sectors worldwide.

In recent years, we have experienced significant growth, expanding our services and global presence.

With strong private equity investors, Advent International and Eurazeo, we have the financial capital and expertise to grow our capabilities and reach through acquisitions.

Our mission is to create a world of connected commerce where payments are simple, secure, and seamless, enabling our partners to deliver exceptional experiences to their customers.

Role Overview:
What you will do:

- Hold the position as Planet’s Senior Compliance Officer, under the Company’s payment institution license authorized by the Autorité de contrôle prudentiel et de résolution (ACPR)
- Manage Planet’s payment institution license and act as the primary contact with the ACPR, ensuring all regulatory returns and responses to regulatory requests are accurate, completed and submitted on time
- Develop and maintain a risk-based compliance management programme, comprehensively considering Planet’s products and services, ensuring Planet’s European merchant acquiring business complies with appropriate legislation and regulation
- Own and develop appropriate policies, procedures, and controls to manage all regulatory requirements, including safeguarding of funds, AML/CTF controls such as KYC, sanctions and PEPs, fraud and transaction monitoring, investigations, reporting, complaints handling, and operational controls and resiliency
- Review and assess the onboarding requirements for customers
- Handle individual cases and automated AML/CTF alerts and investigations
- Submit sanctions, suspicious activity, and other reports to the ACPR as required by applicable regulations
- Perform risk assessments on products, services, processes, and tools to ensure identification of risk and development and institution of effective, mitigating controls
- Develop a set of compliance KPIs to report into the wider Group Compliance team and enterprise on a regular basis
- Support the selection of and then set the configuration and monitor the performance of service providers used to support AML/CTF control activities (e.g. IDV, sanctions and PEP screening, transaction monitoring, case management)
- Liaise with customers, financial partners, PSPs, intermediaries, service providers and others in respect of AML/CTF compliance issues
- Liaise and collaborate closely with and support other Group Company MLROs, compliance/risk professionals, Finance, Operations and Internal Audit
- Coordinate and supervise the regulatory obligation’s implementation within the 1st line of defense (1LOD), across our different Planet’s entities.
- Horizon scan and report on regulatory developments and make suggestions with respect to related compliance policy and procedure enhancements
- Provide training, guidance and thought leadership pieces on compliance and regulatory risk issues and trends to colleagues and the leadership community
- Act as the senior compliance stakeholder for all engagements with the ACPR, internal committees and boards
- Support internal and external audit reviews

Attention to detail and an ability to manage in challenging and evolving environments

Who you are:

- 5+ years’ experience as a compliance professional at a payment services provider, financial institution,

bank, Fintech, financial regulatory agency, or professional services firm serving financial institution clients

- all with a concentration or affiliation with French regulatory schemes
- Excellent knowledge of AML/CTF regulations and experience managing AML/CTF programmes including drafting, implementing and enforcing financial crime policies, procedures, risk assessments and other governance control documentation
- Experience creating and delivering reports to the ACPR regulatory authority
- Expert level of knowledge and experience of best practice risk management and governance frameworks

and methodologies
- Experience in merchant acquiring payments, gateway, e-money or wallet products and services, banking

functions, and/or merchant processing
- Strong academic record to degree level supported by any relevant sector related and / or professional qualifications including ACAMS and other professional certifications
- Hands-on expertise on systems, databases and tech solutions related to AML/CTF.
- Self-motivated, “can-do” attitude to take ownership of work
- Ability to make quick and effective decisions
- Excellent communication skills with the credibility to gain respect internally and, to the extent appropriate to the role, externally wit